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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·156 days on market

5671 Verbena Road

Jacksonville, FL 32209

$175,000$157/sqftEst. $934/moMLS# 2142234
↓ $20,000 below original list
4
Beds
2
Baths
1,113
Sq Ft
1952
Built
—
Garage
No
Pool
FEMA Zone XNo HOA8,712 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

SHORT SALE! This fully renovated 2024 home offers modern updates and great value. Enjoy peace of mind with a brand-new roof, plus a stylish kitchen featuring new cabinets, countertops, and appliances. Both bathrooms have been updated, and the entire home has a fresh, contemporary feel throughout. Relax on the front porch or enjoy the fully fenced backyard with a privacy fence..perfect for entertaining, pets, or relaxing outdoors. Located in Magnolia Gardens near parks and recreation, this home blends comfort, convenience, and affordability. Don't miss your chance--schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$934
Property taxesest. at asking price, Duval County$286
Estimated total, before insurance$1,220/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,963/yr · $247/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$175,000
$35,000
Loan Term
Monthly Payment
$934
Principal & Interest: $934
Property taxes (est.): $286
Insurance (est.): $117
Estimated Total Monthly
$1,337
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 1952)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,286 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $56,000 in October 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$147,064$147,064▲ $97,249
2024$50,280$50,280▼ $41,575
2023$97,178$77,619—
2022$86,194$70,563▲ $4,962
2021$66,999$64,149—
2020$58,318$58,318—

2025 property taxes (current owner): $2,963/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 27, 2026Price change$175,000−$5,000
  • Sep 3, 2026Price change$180,000−$15,000
  • Apr 27, 2026Listed$195,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$175,000
Price / Sq Ft$157
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,113
Acres0.20 acres
Year Built1952
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address5671 Verbena Road, Jacksonville, FL 32209
Area075-Trout River/College Park/Ribault Manor
SubdivisionMagnolia Gardens
CityJacksonville
CountyDuval
StateFL
Zip Code32209
Lot Size8,712 sq ft
Parcel Number0282110000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Off Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom - Shower No Tub
AppliancesConvection Oven, Dishwasher, Dryer, Electric Cooktop, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LaundryIn Unit

Exterior

Patio / PorchFront Porch
FencingBack Yard, Privacy, Wood
ConstructionBlock

Additional Information

Date ListedApril 28, 2026
Days on Market153
Tax Amount$2,963.09
Tax Year2025
Listing TermsCash, Conventional, FHA, Owner May Carry, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: GAILEY ENTERPRISES LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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