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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active Under Contract

Active Under Contract·156 days on market

4612 Fremont Street

Jacksonville, FL 32210

$179,900$187/sqftEst. $960/moMLS# 2142205
↓ $15,000 below original list
2
Beds
1
Baths
962
Sq Ft
1947
Built
—
Garage
No
Pool
FEMA Zone XNo HOA7,841 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Charming and affordable opportunity in the desirable Lakeshore neighborhood! This 2-bedroom, 1-bath home offers 962 square feet of functional living space. Built in 1947, the home features updated LVP flooring throughout the main living areas, with cozy carpet in the bedrooms. The interior offers a comfortable, low-maintenance feel. The fully equipped kitchen includes stainless steel appliances, featuring a double oven range, refrigerator, microwave, and dishwasher. Major system updates provide added peace of mind, including the HVAC system installed in 2017, electrical panel and roof replaced in 2015. The home has also been updated with CPVC supply lines and PVC drain lines. Step outside to an oversized yard with plenty of room to expand, garden, or create your own outdoor retreat. A storage shed in the backyard provides added convenience for tools and equipment.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$960
Property taxesest. at asking price, Duval County$294
Estimated total, before insurance$1,254/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,829/yr · $236/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$179,900
$35,980
Loan Term
Monthly Payment
$960
Principal & Interest: $960
Property taxes (est.): $294
Insurance (est.): $120
Estimated Total Monthly
$1,374
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — 2015 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Septic system (public record) · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,593 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $159,900 in April 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$139,489$139,489—
2024$130,188$130,188▲ $3,154
2023$131,197$131,197▲ $11,461
2022$112,439$99,565▲ $8,255
2021$90,514$90,514▲ $4,861
2020$83,825$83,825▲ $3,216

2025 property taxes (current owner): $2,829/yr

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 25, 2026Active Under Contract$179,900
  • Sep 22, 2026Price change$179,900−$10,000
  • Aug 8, 2026Active$189,900
  • Aug 7, 2026Active Under Contract$189,900
  • Aug 5, 2026Price change$189,900−$5,000
  • Apr 27, 2026Listed$194,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$179,900
Price / Sq Ft$187
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage962
Acres0.18 acres
Year Built1947
TypeResidential
Sub-TypeSingle Family Residence
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo

Community Information

Address4612 Fremont Street, Jacksonville, FL 32210
Area052-Lakeshore
SubdivisionLakeshore
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size7,840.8 sq ft
Parcel Number0946710000

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Other StructuresShed(s)

Additional Information

Date ListedApril 27, 2026
Days on Market151
Tax Amount$2,828.71
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BEE HOME REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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