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Active

Active·149 days on market

308 Fishtail Place

Palm Coast, FL 32164

$359,500$182/sqftEst. $1,904/moMLS# 2141824
$15,000 below original list
2
Beds
2
Baths
1,970
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $15/moSingle Family Residence1 storyNew construction

About this home

Palm Coast

Step into the sought-after Mystique floor plan, designed with a classic Traditional exterior. This thoughtfully crafted 2-bedroom, 2-bath home offers an open-concept design, complemented by an extended 2-car garage and stylish Luxury Vinyl Plank flooring throughout the main living spaces. The Gourmet kitchen shines with 42'' white cabinetry featuring soft-close drawers, sleek quartz countertops, a white flow tile backsplash, and a full Whirlpool appliance package, including the refrigerator. The space flows naturally into the expanded gathering room, where a tray ceiling adds a refined touch and opens to a covered lanai for relaxed outdoor living. This home is further enhanced with premium features such as a smart home package, a freestanding soaking tub in the owner's bath, 8-foot interior doors, and more. Residents will also enjoy access to upcoming resort-style amenities, including a clubhouse, swimming pool, fitness center, cabana, and picturesque walking trails. Tour today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,904
HOAbilled annually$15
Estimated total, before insurance$1,919/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$359,500
$71,900
Loan Term
Monthly Payment
$1,904
Principal & Interest: $1,904
Insurance (est.): $240
Estimated Total Monthly
$2,143
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 10, 2026Price change$359,500$10,000
  • Aug 19, 2026Price change$369,500$5,000
  • Apr 24, 2026Listed$374,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$359,500
Price / Sq Ft$182
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,970
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional, Other
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address308 Fishtail Place, Palm Coast, FL 32164
Area603-Flagler County-South Central
SubdivisionSeminole Palms
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Parcel Number20123155620020123155620000017700001780

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s), Other
AppliancesOther, Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Washer Hookup

Exterior

Lot DescriptionWooded
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedApril 24, 2026
Days on Market150
HOA Fees$185 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: PULTE REALTY OF NORTH FLORIDA, LLC. · JaxOnlineSales@Pulte.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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