Sold·Closed Jun 22, 2026·29 days on market
1613 Cleveland Avenue
Palatka, FL 32177
About this home
Palatka
Nice 2 bed, 1 bath home with a durable metal roof and a covered back porch--perfect for relaxing. Sits on a beautiful old brick road just around the corner from the golf course, and only minutes from anything you could need. On city water and sewer for easy maintenance. Already a proven rental with an exceptionally good tenant in place, making it a solid, hassle-free investment from day one. Seller also has 3205 Weaver Rd MLS#2141640
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1954)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,496 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,247/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $160/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1508 Roselle Avenue, Palatka, FL 32177Listed by IHEART REALTY INC | Mar 2026 | $158,000 | $186 | 3/1 | 850 | 38 | 0.3 |
| 2007 Sherman Avenue, Palatka, FL 32177Listed by BEACH STATE REALTY | Dec 2025 | $196,000 | $204 | 3/1 | 960 | 108 | 0.4 |
| 2108 Kirby Street, Palatka, FL 32177Listed by TIMBER TO TIDES REALTY LLC | Sep 2026 | $169,900 | $194 | 2/1 | 876 | 174 | 0.5 |
| 1107 S 10th Street, Palatka, FL 32177Listed by MOMENTUM REALTY | Sep 2026 | $101,000 | $105 | 2/1 | 960 | 15 | 0.8 |
| 113 W Oak Hill Drive, Palatka, FL 32177Listed by RE/MAX SPECIALISTS | Apr 2026 | $165,000 | $194 | 2/1 | 849 | 187 | 0.8 |
| 3409 Whitehall Street, Palatka, FL 32177Listed by BRANIFF REALTY, LLC | Jul 2026 | $60,000 | $89 | 2/1 | 672 | 33 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: TIMBER TO TIDES REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines