1 / 67

Active

Active·95 days on market

68 Sawdust Lane

Palm Coast, FL 32137

$349,490$204/sqftEst. $1,782/moMLS# 2141257

Beds

Baths

1,714

Sq Ft

2026

Built

Garage

Pool

About this home

Palm Coast

Welcome to the Aria, a thoughtfully designed new home floorplan that lives larger than its 1,714 square feet of living space. This single-story layout includes three bedrooms, two bathrooms, and a two-car garage, making it ideal for first-time buyers, downsizers, or anyone looking for a spacious and low-maintenance home. At the heart of the home is a bright, expansive layout that connects the kitchen, dining area, and living room. The kitchen features a large island that serves as a hub for cooking, casual dining, or entertaining. Whether you are hosting friends or enjoying a quiet night in, the Aria's layout makes everyday living both easy and enjoyable. Natural light fills the living spaces thanks to oversized windows that enhance the home's warm and inviting feel. The main suite is privately located and offers a large bathroom with a double vanity and walk-in shower, along with a generous walk-in closet that makes organizing a breeze.

Cost to own

Mortgage calculator

Home Price

$349,490

Down Payment: 20%

$69,898

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,782

Principal & Interest: $1,782

Insurance (est.): $233

Estimated Total Monthly

$2,015

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,782

HOAbilled annually$21

Estimated total, before insurance$1,803/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History