This home is in Jacksonville — a new construction home in Jacksonville.
Active·115 days on market
1641 W 31st Street
Jacksonville, FL 32209
About this home
Jacksonville
UNDER CONSTRUCTION: Be the first to live in this brand-new affordable luxury all-brick home, thoughtfully designed with elevated finishes and modern functionality. Meet ''The Boulevard''. This 1,400 sq. ft home features 3 bedrooms, 2 bathrooms, plus a flex space and dedicated office--ideal for today's lifestyle. Inside, enjoy an open-concept layout with abundant natural light and premium upgrades throughout. The gourmet kitchen offers quartz countertops, custom cabinetry, premium appliances, and a spacious island perfect for entertaining. Built for long-term value, this home includes smart home features, energy-efficient systems, high-performance HVAC, and a 25-year architectural roof. Durable all-brick construction adds timeless appeal and low maintenance rarely found at this price point. Conveniently located near downtown Jacksonville and UF Health.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $20,000 in January 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $11,348 | $11,348 | — |
| 2024 | $10,012 | $3,406 | — |
| 2023 | $7,788 | $3,097 | — |
| 2022 | $6,675 | $2,816 | — |
| 2021 | $4,228 | $2,560 | — |
| 2020 | $4,228 | $2,328 | — |
Estimated taxes if purchased at asking price: ~$5,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,302 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 18, 2026Price change$300,000−$5,000
- Apr 21, 2026Listed$305,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LA ROSA REALTY JACKSONVILLE, LLC.
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines