This home is in Creekside, St. Augustine.
Active·88 days on market·Creekside
129 Silver Creek Place
St. Augustine, FL 32095
About this home
Creekside
Bike to Lakeside Academy from this move-in ready home with a highly desirable layout. This 3-bedroom, 2.5-bath home offers 2,477 square feet with a first-floor primary suite, plus a convenient half bath and laundry on the main level. Upstairs features a spacious loft--perfect for a second living area, office, or playroom--along with two additional bedrooms and a full bath. Thoughtfully updated and meticulously maintained, this home shows clean and well cared for throughout. Enjoy beautifully landscaped outdoor spaces and the added benefit of a water softener system. A rare combination of layout, condition, and location--schedule your showing today.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $411,019 | $212,990 | — |
| 2024 | $426,329 | $206,280 | — |
| 2023 | $365,321 | $198,816 | — |
| 2022 | $357,125 | $191,569 | — |
| 2021 | $283,477 | $184,533 | — |
| 2020 | $262,708 | $142,140 | — |
2025 property taxes (current owner): $4,749/yr
Estimated taxes if purchased at asking price: ~$7,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,714 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Apr 18, 2026Listed$465,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Creekside
Creekside is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Creekside homes for sale →Listing Courtesy of: REAL BROKER LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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