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This home is in Creekside, St. Augustine.

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196 SILVER REEF Lane, St. Augustine, FL 32095

$627,500
MLS# 2138786
4
Bedrooms
3
Bathrooms
2,647
Sq Ft
2020
Year Built

About This Home — 196 SILVER REEF Lane

With over $100,000 in UPGRADES and Brand NEW carpet installed in 3 guest bedrooms on 4/23/2026! This home offers a rare combination of luxury, efficiency, and true move-in-ready condition. Welcome to this immaculately maintained Medallion floor plan featuring 4 bedrooms, 3 bathrooms, and a 3-car garage, ideally located on a private wooded preserve lot in sought-after Creekside. SOLAR PANELS give this home a Major efficiency upgrade with an average electric bill of just $35/month! Offering significant long-term savings. Interior features include quartz countertops, 42'' cabinetry, and a plus a brand new Samsung 4 French Door-touch screen refrigerator. Stainless steel gourmet kitchen with 5-burner gas range, microwave, dishwasher, Ceramic wood-look tile extends throughout the main living areas and LVP throughout all bedrooms, complemented by crown molding, 5 ¼'' baseboards, a glass front entry door.

Features

Price$627,500
Price / Sq Ft$237
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,647
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLakeside Academy
MiddleAlice B. Landrum
HighBeachside

Community Information

Address196 SILVER REEF Lane, St. Augustine, FL 32095
Area304- 210 South
SubdivisionCreekside
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Parcel Number0237133520
ZoningSingle Family

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path, Park, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms
AppliancesDishwasher, Disposal, Gas Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionWooded
Patio / PorchPatio, Screened
FencingBack Yard, Vinyl
RoofShingle
ConstructionConcrete
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 7, 2026
Days on Market53
HOA Fees$305 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

About Creekside

Creekside is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Creekside homes for sale →

Mortgage Calculator

$627,500
$125,500
Loan Term
Monthly Payment
$3,340
Principal & Interest: $3,340
Est. Taxes & Insurance: $835
Estimated Total Monthly
$4,175
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: ROUND TABLE REALTYMove Me to Florida Team · josh@welcomehome904.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida