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Active

Active·76 days on market

115 Forsythe Lane

Palm Coast, FL 32137

$270,000$258/sqftEst. $1,437/moMLS# 2140775

Beds

Baths

1,047

Sq Ft

1996

Built

Garage

Yes

Pool

About this home

Palm Coast

No HOA! Investor Opportunity or Your Own Florida Retreat! Welcome to 115 Forsythe Lane in Palm Coast! This charming single-family home offers the freedom of no HOA and endless possibilities. Whether you're looking for an investment property, a seasonal getaway, or a full-time residence, this home checks all the boxes. The fully fenced private backyard with an in-ground pool is perfect for relaxing, entertaining, or creating your own backyard oasis. Conveniently located near shopping, dining, parks, and just a short drive to the beach. Don't miss this opportunity to own a versatile property in one of Palm Coast's most desirable locations!

Cost to own

Mortgage calculator

Home Price

$270,000

Down Payment: 20%

$54,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$1,437

Principal & Interest: $1,437

Est. Taxes & Insurance: $359

Estimated Total Monthly

$1,796

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,437

Estimated total, before insurance$1,437/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,751 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History