15 Sparrow St.

• • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

• Aug 29, 2026Listed$275,740

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

• 

  For Sale

  11 Sparrow Street

  Palm Coast, FL 32164

  3 bd · 2 ba · 1,401 sq ft

  $277,240Est. $1,476/mo

  You enter the home from the covered porch into the foyer, where a coat closet and access to the two-car garage welcome…

  Listing Office: ashton woods florida realty llc

• 

  Pending

  49 Wood Lawn Drive A

  Palm Coast, FL 32137

  3 bd · 2 ba · 1,484 sq ft

  $278,494Est. $1,482/mo

  ***MOVE IN READY - BRAND NEW HOME*** This beautiful Lennar home features the BLOOM floor plan with 3 bedrooms, 2…

  Listing Office: lennar realty inc

• 

  For Sale

  5 Buffalo Grove Drive

  Palm Coast, FL 32137

  3 bd · 2 ba · 1,428 sq ft

  $281,494Est. $1,498/mo

  ***MOVE IN READY - BRAND NEW HOME*** The Belmont by Lennar Homes combines modern design with comfortable living in 3…

  Listing Office: lennar realty inc

• 

  Pending

  29 Oriole Road

  Palm Coast, FL 32164

  3 bd · 2 ba · 1,522 sq ft

  $267,990Est. $1,426/mo

  Enter through the front porch into a foyer with two bedrooms and a full bath located near the front of the home. The…

  Listing Office: ashton woods florida realty llc

• 

  For Sale

  300 Bella Harbor Court 101

  Palm Coast, FL 32137

  3 bd · 2 ba · 1,804 sq ft

  $329,900Est. $1,756/mo

  Listing Office: remax select professionals

  in Bella Harbor
• 

  For Sale

  200 Riverview Bend 915

  Palm Coast, FL 32137

  3 bd · 2.5 ba · 1,636 sq ft

  $299,999Est. $1,597/mo

  Listing Office: parkside realty group

  in Tidelands