Active·25 days on market
3242 Mission Oak Place
Green Cove Springs, FL 32043
About this home
Green Cove Springs
This 3-bed, 2-bath haven welcomes you with a covered front porch and professional landscaping. Step into the heart of the home, where the open kitchen, loaded with upgrades, beckons culinary enthusiasts. The kitchen seamlessly flows into the dining and living areas, creating a warm and inviting ambiance for family gatherings and entertaining guests. The master bedroom features a spacious walk-in closet and an en-suite bathroom. With modern finishes and a well-designed layout, the St. Martin is the epitome of contemporary living.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $1,071,200 in December 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $296,905 | $296,905 | — |
| 2024 | $65,000 | $65,000 | — |
2025 property taxes (current owner): $7,927/yr
Estimated taxes if purchased at asking price: ~$6,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 26, 2026Active$355,900
- Aug 15, 2026Pending$355,900
- Aug 15, 2026Price change$355,900+$1,000
- Apr 17, 2026Listed$354,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP · garyandrews@watsonrealtycorp.com
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Rolling Hills
For Sale3452 Meadow Ridge PlaceGreen Cove Springs, FL 32043
4 bd · 2 ba · 2,034 sq ft
$355,900Est. $1,894/moUnder Construction!Why pay more for resale when Shadow Crest offers brand-new construction with builder incentives,…
Listing Office: adams homes realty inc
For Sale3432 Meadow Ridge PlaceGreen Cove Springs, FL 32043
4 bd · 2 ba · 2,034 sq ft
$355,900Est. $1,894/moUNDER CONSTRUCTION. Why pay more for resale when Shadow Crest offers brand-new construction with builder incentives,…
Listing Office: adams homes realty inc
For Sale3414 Meadow Ridge PlaceGreen Cove Springs, FL 32043
4 bd · 2 ba · 2,034 sq ft
$355,900Est. $1,894/moWhy pay more for resale when Shadow Crest offers brand-new construction with builder incentives, energy-efficient…
Listing Office: adams homes realty inc
For Sale3185 Cottage Hill PlaceGreen Cove Springs, FL 32043
3 bd · 2 ba · 1,693 sq ft
$356,900Est. $1,900/moDiscover the St Martin, a brand-new LGI home in the established Rolling Hills community that includes a ton of…
Listing Office: lgi realty - florida, llc
Keep looking
Similar homes in Green Cove Springs
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines