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Active

Active·111 days on market

3432 Meadow Ridge Place

Green Cove Springs, FL 32043

$355,900$175/sqftEst. $1,815/moMLS# 2138435
4
Beds
2
Baths
2,034
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

Green Cove Springs

Why pay more for resale when Shadow Crest offers brand-new construction with builder incentives, energy-efficient features, and no renovation stress? Secure your dream home with just $1,000 deposi!. This 4-bedroom, 2-bath home delivers modern design and lasting value. This 4-bed, 2-bath full brick home offers an open floor plan with a chef-inspired kitchen featuring cabinets adorned with crown molding and hardware, granite countertops, and top-brand appliances. Additional highlights include a separate formal dining room, a breakfast nook overlooking the spacious great room, and luxurious wood grain vinyl flooring. Retreat to the primary ensuite with double vanity, quartz countertops, walk-in shower, and a walk-in closet. Enjoy outdoor living on the 10x14 covered porch. Beautiful pond view. Revel in resort-style living with access to a stunning amenity center boasting a water park, lap pool, clubhouse, tennis courts, parks, and playground

Cost to own

Mortgage calculator

$355,900
$71,180
Loan Term
Monthly Payment
$1,815
Principal & Interest: $1,815
Property taxes (est.): $545
Insurance (est.): $237
Estimated Total Monthly
$2,597
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,815
Property taxesest. at asking price, Clay County$545
HOAbilled annually$10
Estimated total, before insurance$2,370/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $4,875,000 in November 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$330,983$330,983
2024$50,000$50,000
2023$20,000$20,000

2023 property taxes (current owner): $3,073/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,734 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Apr 4, 2026Listed$355,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$355,900
Price / Sq Ft$175
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,034
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryLake Asbury
MiddleLake Asbury
HighClay

Community Information

Address3432 Meadow Ridge Place, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionRolling Hills
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Dimensions50'x120'
Parcel Number27-05-25-010109-019-35
ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Pickleball, Playground, Tennis Court(s)
UtilitiesWater Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyDoors, Windows
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio
RoofShingle
ConstructionBrick, Frame
Road SurfaceAsphalt

Additional Information

Date ListedApril 4, 2026
Days on Market111
HOA Fees$120 / Annually
HOA FrequencyAnnually
HOA NameSolaris Management
Tax Amount$3,072.91
Tax Year2023
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: ADAMS HOMES REALTY INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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