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Active

Active·176 days on market

3303 Meadow Ridge Place

Green Cove Springs, FL 32043

$351,900$206/sqftEst. $1,879/moMLS# 2138022
4
Beds
2
Baths
1,711
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $10/mo9,583 sqft lotSingle Family Residence1 storyNew construction

About this home

Green Cove Springs

UNDER CONSTRUCTION! Ready to make your dreams reality!! Take advantage of a $1,000 deposit and save thousands in closing costs when using an approved lender. The Adams Homes 1635 offers a spacious 4-bedroom, 2-bath split floor plan with a durable brick exterior for easy, low-maintenance living. The open-concept kitchen with beautiful granite countertops flows into generous living and dining areas, perfect for entertaining or relaxing at home. A private split-bedroom layout enhances comfort, while large windows provide abundant natural light. Both bathrooms feature stylish quartz countertops, adding a modern, durable finish. Enjoy life in a vibrant community with a two-story Resident's Club, zero-entry pool with lap lanes and water slide, playground, tennis and sand volleyball courts, and scenic walking trails delivering outstanding value and an exceptional lifestyle.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,879
Property taxesest. at asking price, Clay County$539
HOAbilled annually$10
Estimated total, before insurance$2,428/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,267/yr · $356/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$351,900
$70,380
Loan Term
Monthly Payment
$1,879
Principal & Interest: $1,879
Property taxes (est.): $539
Insurance (est.): $235
Estimated Total Monthly
$2,652
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $11,760,000 in December 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$50,000$50,000—
2024$50,000$50,000—
2023$20,000$20,000—

2025 property taxes (current owner): $4,267/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Apr 2, 2026Listed$351,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$351,900
Price / Sq Ft$206
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,711
Acres0.22 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StylePatio Home
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryLake Asbury
MiddleLake Asbury
HighClay

Community Information

Address3303 Meadow Ridge Place, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionRolling Hills
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size9,583.2 sq ft
Lot Dimensions50'X121.05'
Parcel Number27052501010902106
ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionCleared, Cul-De-Sac, Few Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionBrick, Frame, Vinyl Siding
Road SurfaceAsphalt, Paved
Road FrontageCounty Road

Additional Information

Date ListedApril 2, 2026
Days on Market141
HOA Fees$120 / Annually
HOA FrequencyAnnually
HOA NameSolaris Management
Tax Amount$4,267.09
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: ADAMS HOMES REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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