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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·177 days on market

306 Fishtail Place

Palm Coast, FL 32164

$349,000$197/sqftEst. $1,848/moMLS# 2137110
$15,000 below original list
4
Beds
2
Baths
1,775
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $15/moSingle Family Residence1 storyNew construction

About this home

Palm Coast

Experience the thoughtfully crafted Highgate floor plan, featuring a charming Coastal elevation and a open layout with 4 bedrooms and 2 bathrooms. The heart of the home is the beautifully upgraded kitchen, showcasing 42'' frost, soft-close cabinetry, sleek quartz countertops, and a stylish white flow tile backsplash. A premium Whirlpool appliance package completes the space, including a cooktop with wood hood, oven and microwave tower, dishwasher, and refrigerator. Luxury Vinyl Plank flooring extends throughout the main living areas, including the Gathering Room, which is enhanced by an elegant tray ceiling for added architectural interest. Additional upgrades elevate the home,such as a full smart home package, extended garage, 8-foot interior doors, and more thoughtful details throughout. Residents will also enjoy access to upcoming resort-style amenities, including a clubhouse, sparkling pool, modern fitness center, relaxing cabana, and scenic walking trails. Schedule your tour today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,848
HOAbilled annually$15
Estimated total, before insurance$1,864/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$349,000
$69,800
Loan Term
Monthly Payment
$1,848
Principal & Interest: $1,848
Insurance (est.): $233
Estimated Total Monthly
$2,081
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 26, 2026Price change$349,000$5,000
  • Aug 19, 2026Price change$354,000$5,000
  • Jul 30, 2026Price change$359,000$5,000
  • Mar 27, 2026Listed$364,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$349,000
Price / Sq Ft$197
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,775
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address306 Fishtail Place, Palm Coast, FL 32164
Area603-Flagler County-South Central
SubdivisionSeminole Palms
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Parcel Number2012315562000001760

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

AppliancesOther, Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
# of Stories1

Additional Information

Date ListedMarch 27, 2026
Days on Market178
HOA Fees$185 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: PULTE REALTY OF NORTH FLORIDA, LLC. · JaxOnlineSales@Pulte.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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