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Active

Active·68 days on market

2358 Bridgette Way

Fleming Island, FL 32003

$1,035,000$283/sqftEst. $5,509/moMLS# 2136985

Beds

Baths

3,653

Sq Ft

1990

Built

Garage

Yes

Pool

About this home

Fleming Island

A Fleming Island dream home! Perfect for outdoor gatherings and relaxation. This home shows beautifully and has been well maintained. Great opportunity in highly sought after Hibernia Plantation. 1.3 acre 3BR/3BA ranch-style luxury estate. 3653 sq ft. New roof in 2024. Oak hardwood flooring, custom cabinetry throughout. Primary Suite is a 600+ sq. ft. sanctuary with 3 custom closets and spa-like luxury bath. Large guest rooms feature solid oak barn doors. Huge laundry room with granite counter tops. Washer/dryer, Sonos entertainment/sound system & TVs remain. Screened-in heated pool, Blue Mountain Stone patio, outdoor kitchen and seated firepit area. 10 foot privacy fence. Attached garage with wet room + DETACHED GARAGE with AC. Minutes to downtown Jax & and the beaches. This is the Florida home your family has waited for!

Cost to own

Mortgage calculator

Home Price

$1,035,000

Down Payment: 20%

$207,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$5,228

Principal & Interest: $5,228

Est. Taxes & Insurance: $1,307

Estimated Total Monthly

$6,535

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$5,509

Property taxesest. at asking price, Clay County$1,586

HOAbilled quarterly$230

Estimated total, before insurance$7,325/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$843,517	$709,894	—
2024	$834,462	$689,180	—
2023	$788,458	$667,651	—
2022	$628,003	$578,003	—
2021	$549,101	$396,893	—
2020	$537,065	$390,723	—

2025 property taxes (current owner): $11,347/yr

Estimated taxes if purchased at asking price: ~$19,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,472 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 8, 2026Listed$1,035,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,035,000

Price / Sq Ft$283

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage3,653

Acres1.34 acres

Year Built1990

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive

# of Garages4

Has PoolYes

Pool FeaturesIn Ground, Fenced, Gas Heat, Heated, Pool Sweep, Salt Water, Screen Enclosure

Is WaterfrontNo

Direction FacesEast

School Information

ElementaryPaterson

MiddleGreen Cove Springs

HighFleming Island

Community Information

Address2358 Bridgette Way, Fleming Island, FL 32003

Area123-Fleming Island-SE

SubdivisionHibernia Plantation

CityFleming Island

CountyClay

StateFL

Zip Code32003

Lot Size58,370.4 sq ft

Parcel Number37052601467900157

Amenities

AmenitiesOther, Management - Off Site

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Circular Driveway, Detached, Garage, Garage Door Opener, Other

ViewRiver

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), His and Hers Closets, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Double Oven, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingElectric

CoolingCentral Air, Multi Units

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Lower Level, Sink, Washer Hookup

SecuritySecurity Lights