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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jun 1, 2026·43 days on market

616 Thornwood Lane

Orange Park, FL 32073

$450,000sold priceListed at $447,000 · 100.7% of asking$192/sqftMLS# 2136205
4
Beds
2.5
Baths
2,339
Sq Ft
1991
Built
2
Garage
No
Pool
HOA $150/mo16,553 sqft lotSingle Family Residence1 story

About this home

Orange Park

Welcome to 616 Thornwood Lane in Orange Park, located in the prestigious gated community of Orange Park Country Club with 24 hour manned security. This well maintained home offers a bright and inviting layout, spacious living areas, and a functional kitchen perfect for everyday living. The bedrooms are generously sized, featuring a walk-in closet, while the primary bathroom includes a stand-alone shower and a soaking tub for added comfort. Enjoy outdoor living in the fenced backyard. Relax on the screened in patio, ideal for quiet evenings. Community amenities include a clubhouse, restaurant, golf course, driving range, and tennis courts, offering a vibrant lifestyle in a prime location close to shopping and dining. Do not miss this opportunity, Schedule you're showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,493
Property taxesest. at asking price, Clay County$690
HOAbilled monthly$150
Estimated total, before insurance$3,332/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,985/yr · $415/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,493
Principal & Interest: $2,493
Property taxes (est.): $690
Insurance (est.): $300
Estimated Total Monthly
$3,482
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1991)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,689 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$360,578$292,759—
2024$333,801$283,801—
2023$337,999$287,999—
2022$298,124$161,710—
2021$241,627$155,530—
2020$234,423$152,686—

2025 property taxes (current owner): $4,985/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $155/sq ft; this home is listed at $191/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
663 Kilchurn Drive, Orange Park, FL 32073Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2026$440,000$1554/32,840330.3
778 Ennis Drive, Orange Park, FL 32073Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$345,000$1534/32,25250.6
525 Sugar Grove Place, Orange Park, FL 32073Listed by WATSON REALTY CORPAug 2026$441,500$1683/2.52,634980.6
526 Samuel Huntington Street, Orange Park, FL 32073Listed by THE STANLEY REALTY GROUP LLCAug 2026$275,000$1473/21,877250.7
553 Thomas Stone Court, Orange Park, FL 32073Listed by TPR REAL ESTATE GROUP INCSep 2026$281,000$1643/21,714750.8
2674 Country Club Boulevard, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$400,000$1473/2.52,7161820.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$447,000
Price / Sq Ft$191
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,339
Acres0.38 acres
Year Built1991
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address616 Thornwood Lane, Orange Park, FL 32073
Area131-Meadowbrook/Loch Rane
SubdivisionOrange Park Cc
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size16,552.8 sq ft
Parcel Number42042500881425043

Amenities

AmenitiesClubhouse, Gated, RV/Boat Storage, Security
Community FeaturesSidewalks, Restaurant, Gated
UtilitiesCable Available, Electricity Connected, Sewer Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Electric Cooktop, Electric Range
HeatingCentral
CoolingCentral Air
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch, Screened
FencingFenced, Back Yard
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedMarch 23, 2026
Days on Market43
HOA Fees$150 / Monthly
HOA FrequencyMonthly
Tax Amount$4,984.57
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COWFORD REALTY & DESIGN LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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