Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a home near Duncan U. Fletcher High School.

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Active

Active·130 days on market

1006 Assisi Lane

Jacksonville, FL 32233

$230,000$189/sqftEst. $1,173/moMLS# 2135272

Beds

Baths

1,216

Sq Ft

1982

Built

—

Garage

Pool

About this home

Jacksonville

Rare opportunity to own a highly versatile property in one of Jacksonville's most desirable coastal areas. Located less than 10 minutes from the beach, Hanna Park, top-rated schools, shopping, and dining, this unique property offers the perfect blend of lifestyle, convenience, and long-term value. Inside, you'll find a highly maintained two-bedroom, two-bath home with an additional office space, offering flexibility for remote work, guests, or a bonus room. The home features low-maintenance living with no carpet throughout, updated windows and front door (2020), and a refreshed kitchen featuring butcher block countertops and updated cabinetry. The bright, open living spaces are designed for comfortable everyday living and effortless entertaining. One of the standout features of this property is the freedom from HOA and CDD fees -- a true rarity in this area. Whether you're searching for a primary residence, income-producing investment, future development opportunity, or space for a

Cost to own

Mortgage calculator

Home Price

$230,000

Down Payment: 20%

$46,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,173

Principal & Interest: $1,173

Property taxes (est.): $376

Insurance (est.): $153

Estimated Total Monthly

$1,702

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,173

Property taxesest. at asking price, Duval County$376

Estimated total, before insurance$1,548/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,120/yr · $177/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$265,736	$103,430	—
2024	$266,823	$99,667	▼ $203
2023	$220,818	$95,163	—

2024 property taxes (current owner): $2,120/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Public water (record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,597 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History