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Active

Active·146 days on market

281 Margaritaville Avenue

Daytona Beach, FL 32124

$599,900$312/sqftEst. $3,094/moMLS# 2134949

Beds

Baths

1,922

Sq Ft

2021

Built

Garage

Pool

About this home

Daytona Beach

Welcome to Margaritaville! Paradise begins at front door in GRAND ENTRY FOYER with 14' ceiling & exquisite CRYSTAL CHANDELIER. Your view immediately is drawn to the large lake alive with wild birds. This Parrot floor plan includes 2 bedrooms, 2 bathrooms, plus den with PLANTATION SHUTTERS throughout. Enjoy FORMAL DINING with CRYSTAL CHANDELIER and grass cloth wallpaper. Your Chef will prepare boat drinks, meals & snacks in a SOCIAL KITCHEN with island, pullout shelving & pendant lights. DINING NOOK wrap around windows & rattan chandelier. Chillax in GREAT ROOM featuring tray ceiling, grass cloth wallpaper & triple sliding doors with remote controlled privacy blind. MAIN SUITE with bay window, tray ceiling, dual walk-in closets. ENSUITE bath with dual sinks, oversized walk-in shower, vanity seating & water closet. Inside laundry room with sink & generous cabinet storage make laundry a breeze! This luxuriously appointed home can be your own personal retreat or party place.

Cost to own

Mortgage calculator

Home Price

$599,900

Down Payment: 20%

$119,980

Interest Rate: 6.69%

Loan Term

Monthly Payment

$3,094

Principal & Interest: $3,094

Insurance (est.): $400

Estimated Total Monthly

$3,494

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,094

HOAbilled monthly$367

Estimated total, before insurance$3,461/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,025/yr · $752/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,025/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,812 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 7, 2026Price change$599,900−$29,100
Mar 14, 2026Listed$629,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$599,900

Price / Sq Ft$312

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,922

Acres0.16 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

55+ CommunityYes

Direction FacesEast

Community Information

Address281 Margaritaville Avenue, Daytona Beach, FL 32124

Area622-Volusia County-NW

SubdivisionLatitude Margaritaville At Daytona Beach

CityDaytona Beach

CountyVolusia

StateFL

Zip Code32124

Lot Size6,969.6 sq ft

Lot Dimensions57x130x49x130

Parcel Number520504001487

Amenities

AmenitiesPool, Beach Access, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management - Full Time, Park, Pickleball, Tennis Court(s)

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringLaminate, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Lower Level, Sink, Washer Hookup

SecuritySecurity System Owned, Smoke Detector(s)