This home is in Jacksonville.

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Active

Active·136 days on market

3434 Blanding Boulevard 236

Jacksonville, FL 32210

$109,900$155/sqftEst. $560/moMLS# 2133921

Beds

Baths

708

Sq Ft

1969

Built

—

Garage

Pool

About this home

Jacksonville

Welcome to this charming 1-bedroom, 1-bath condo in the desirable Lakeshore community. With a brand-new HVAC system, well-kept appliances, and a bright, easy floor plan, this home is move-in ready and waiting for its next owner. Enjoy relaxing days by the community pool or take in the beauty of the Cedar River from the private dock and boat slips. Whether you're looking for a weekend getaway or a year-round residence, this condo offers comfort and convenience in one of Lakeshore's most scenic settings. Don't miss your chance to make this peaceful riverfront lifestyle your own.

Cost to own

Mortgage calculator

Home Price

$109,900

Down Payment: 20%

$21,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$560

Principal & Interest: $560

Property taxes (est.): $179

Insurance (est.): $73

Estimated Total Monthly

$813

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$560

Property taxesest. at asking price, Duval County$179

HOAbilled monthly$322

Estimated total, before insurance$1,061/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,981/yr · $165/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $115,000 in March 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$110,500	$110,500	▼ $5,000
2024	$115,500	$115,500	—
2023	$115,500	$115,500	—
2022	$92,000	$92,000	—
2021	$76,000	$66,000	—
2020	$60,000	$60,000	—

2025 property taxes (current owner): $1,981/yr

Estimated taxes if purchased at asking price: ~$2,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 1969)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,676 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History