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Sold

Sold·Closed Jul 3, 2026·184 days on market

103 Walker Avenue

Palatka, FL 32177

$90,000sold priceListed at $135,000 · 66.7% of asking$97/sqftMLS# 2121991
2
Beds
2
Baths
924
Sq Ft
1994
Built
—
Garage
No
Pool
No HOA2.49 acresMobile Home1 story

About this home

Palatka

Tucked away in a quiet, peaceful setting, this well-kept home gives you the best of both worlds -- privacy with room to breathe, without feeling far from everything you need. Sitting on nearly 2.5 acres, there's plenty of space to spread out, unwind, and actually enjoy your surroundings. The roof is only about five years old, and the interior has been updated over time, giving it a comfortable, move-in-ready feel from the moment you walk in. Whether you're craving a slower pace, more land, or just a little extra peace and quiet, this one delivers -- all while still being just minutes from town, shopping, and dining.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$499
Estimated total, before insurance$499/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$90,000
$18,000
Loan Term
Monthly Payment
$499
Principal & Interest: $499
Insurance (est.): $60
Estimated Total Monthly
$559
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $352/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $150/sq ft; this home is listed at $146/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
127 Red Oak Lane, Hollister, FL 32147Listed by IHEART REALTY INCJul 2026$269,900$2273/21,18851.7
100 Vivian Drive, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INCSep 2026$181,500$1832/29911111.9
133 Reaves Avenue, Interlachen, FL 32148Listed by IHEART REALTY INCApr 2026$85,000$893/2960572.4
133 Reaves Avenue, Interlachen, FL 32148Listed by TIMBER TO TIDES REALTY LLCJul 2025$55,000$573/296022.4
106 Howard Drive, Interlachen, FL 32148Listed by SMILEEHOUSE AUCTION CO LLCSep 2025$180,000$1503/21,199742.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$135,000
Price / Sq Ft$146
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage924
Acres2.49 acres
Year Built1994
TypeResidential
Sub-TypeMobile Home
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address103 Walker Avenue, Palatka, FL 32177
Area572-Interlachen-NE
SubdivisionMetes & Bounds
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size108,464.4 sq ft
Parcel Number091025407701100130
ZoningAgricultural

Amenities

UtilitiesCable Available, Electricity Connected
Water SourceWell
ParkingOff Street
ViewTrees/Woods

Interior

AppliancesDryer, Electric Range, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

Lot DescriptionWooded

Additional Information

Date ListedMarch 10, 2026
Days on Market184
Tax Amount$352.37
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TIMBER TO TIDES REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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