Sold·Closed Jun 15, 2026·78 days on market
2400 Lundy Road
Palatka, FL 32177
About this home
Palatka
Nearly 1/2 acre corner lot minutes from downtown Palatka, and very close to the Palatka Golf Course. This 4 bedroom, 2 full bath 1900 sqft house comes with an extra large, looping driveway, 2-car garage, and plenty of space inside and out. The property is on public water with public sewer. Property is very well maintained with a new washer and dryer, new carpets, and easy-to-maintain yet beautiful landscaping. Large entryway leads to 2 nicely sized bedrooms and a full bath with double vanity, shower/tub, and large storage closet. The open concept floor plan has an oversized island, granite countertops, dining area nook and a huge living room with doors leading to a back porch. The primary suite is quite large, with an impressive bathroom that has 2 vanities, a glass shower, and a separate tub, along with a walk-in closet. The house also has a nice-sized pantry and a laundry room right off of the garage.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,718 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $7,608/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $171/sq ft; this home is listed at $169/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2020 Cherry Lane, Palatka, FL 32177Listed by MARK SPAIN REAL ESTATE | Jul 2026 | $225,000 | $136 | 3/2 | 1,655 | 42 | 0.1 |
| 1820 Roselle Avenue, Palatka, FL 32177Listed by MAXREV, LLC | Jun 2026 | $175,000 | $124 | 2/1.5 | 1,415 | 34 | 0.5 |
| 203 Citra Drive, Palatka, FL 32177Listed by IHEART REALTY INC | Apr 2026 | $269,000 | $171 | 3/2 | 1,576 | 13 | 0.5 |
| 1413 Cleveland Ave Avenue, Palatka, FL 32177Listed by MAXREV, LLC | Jun 2026 | $292,500 | $180 | 4/2 | 1,627 | 233 | 0.6 |
| 1407 High Street, Palatka, FL 32177Listed by DJ & LINDSEY REAL ESTATE | Sep 2025 | $259,000 | $183 | 3/2 | 1,415 | 111 | 0.6 |
| 414 Magnolia Drive, Palatka, FL 32177Listed by MAXREV, LLC | Aug 2025 | $250,000 | $168 | 3/2 | 1,491 | 202 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REDFIN CORPORATION
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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