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2098 HERMITAGE Place, Middleburg, FL 32068

$378,500
MLS# 2132191
3
Bedrooms
2
Bathrooms
1,512
Sq Ft
2023
Year Built

About This Home — 2098 HERMITAGE Place

Zero Down Payment Financing Available for Qualified Buyers (USDA Eligible). One Acre. NO HOA. Built in 2023. This is the combination buyers keep searching for -- newer construction with real land and flexible financing options. Built in 2023, this 3-bedroom home features an open-concept layout with granite countertops, stainless steel appliances, durable vinyl plank flooring, and a split-bedroom design built for everyday living. Step outside through French doors to a full acre of usable, unrestricted property. Park the RV. Bring the boat. Add chickens. Build a workshop or garden -- no HOA approvals, no parking restrictions, and no limits on how you use your land. With major systems still young and the AC recently serviced, buyers gain the peace of mind that comes with newer construction without the timeline or uncertainty of building from scratch. USDA eligibility, acreage, newer construction, and no HOA restrictions are a rare combination in one property.

Features

Price$378,500
Price / Sq Ft$250
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,512
Acres1.02 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address2098 HERMITAGE Place, Middleburg, FL 32068
Area141-Middleburg NW
SubdivisionMetes & Bounds
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size44,431.2 sq ft
Parcel Number05052400593200811

Amenities

UtilitiesCable Connected, Electricity Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Split Bedrooms
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Wooded
Patio / PorchCovered, Front Porch, Rear Porch
FencingFenced, Full
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedFebruary 27, 2026
Days on Market92
Tax Amount$3,700.74
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$378,500
$75,700
Loan Term
Monthly Payment
$2,015
Principal & Interest: $2,015
Est. Taxes & Insurance: $504
Estimated Total Monthly
$2,518
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: HERRON REAL ESTATE LLCNykki Van Hof · NykkisellsFL@yahoo.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact Krista

20+ years · 500+ closings · NE Florida