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Active

Active·153 days on market

9770 E Deep Creek Boulevard

Hastings, FL 32145

$49,900MLS# 2131577

Beds

Baths

Sq Ft

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Built

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Garage

Pool

About this home

Hastings

Stop, look! You found that perfect lot! This one is larger with tons of potential. 1.41 acres vacant lot ready for clearing and then build your dream home. Paved road frontage makes this one of the perfect sites in Flagler Estates, close to Dunns Creek. Walk over and throw your lure in and sit a spell, catch a fish! Come check this one out! Electric power pole at the property line/street level. Buyer is responsible for verifying lot lines, wetlands delineation report and survey if needed/wanted. Well and Septic will need to be installed at buyer's expense. Drone footage coming soon!

Cost to own

Mortgage calculator

Home Price

$49,900

Down Payment: 20%

$9,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$254

Principal & Interest: $254

Property taxes (est.): $66

Insurance (est.): $33

Estimated Total Monthly

$354

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$19,860	$6,043	—
2024	$18,020	$5,494	—
2023	$17,620	$4,995	—
2022	$13,104	$4,541	—
2021	$7,700	$4,128	—
2020	$5,780	$3,753	—

2025 property taxes (current owner): $591/yr

Estimated taxes if purchased at asking price: ~$800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,446 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History