Active·224 days on market
3276 Chestnut Ridge Way
Orange Park, FL 32065
About this home
Orange Park
$2,500 Closing Cost Credit*** Welcome home to this spacious 3 bedroom, 2.5 bath townhome located in Chestnut Ridge at Oakleaf Plantation! Home features an open floor plan with tile throughout downstairs, all baths; and carpet in the flex space and bedrooms upstairs! Kitchen overlooks the living space and offers granite counters, stainless appliances, island with breakfast bar and separate dining space. Spacious Living room and half bath complete the downstairs. Primary bedroom with en suite with soaking tub, separate tiled shower and walk-in closet. 2 additional guest rooms, guest bath, laundry room and office/flex space with built-ins complete the upstairs. Enjoy your morning coffee on the screened lanai! Gated community within the heart of Oakleaf! Enjoy all of Oakleaf's amenities from the splash park, pools, nature trails, playgrounds and more! Convenient location close to shopping, dining, schools and quick access to the First Coast Expressway. Easy Commute to NASJax! Low monthly H
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2017)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,723 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $264,251 | $264,251 | — |
| 2024 | $264,210 | $264,210 | — |
| 2023 | $259,620 | $259,620 | — |
| 2022 | $241,373 | $108,718 | — |
| 2021 | $176,343 | $104,096 | — |
| 2020 | $167,360 | $101,969 | — |
2025 property taxes (current owner): $5,730/yr
Estimated taxes if purchased at asking price: ~$5,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Feb 13, 2026Listed$284,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: NEXTHOME COLLINS REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
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