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Active

Active·178 days on market

1949 Elks Path Lane

Green Cove Springs, FL 32043

$775,000$217/sqftEst. $3,997/moMLS# 2129439

Beds

Baths

3,579

Sq Ft

2015

Built

Garage

Pool

About this home

Green Cove Springs

BRAND NEW ROOF!! Dreams meet design in this fully renovated estate home located on a spacious corner lot inside the exclusive, golf-cart-friendly community of Magnolia Point Golf & Country Club. Since taking ownership, the sellers have invested extensively to create a refined, move in ready experience. Thoughtful upgrades include luxury flooring, quartz countertops, a designer kitchen backsplash, updated appliances, custom pantry door, and a striking fireplace feature, all paired with fresh interior paint and abundant natural light. The primary suite is show stopping with a custom accent wall, fully built out walk-in closets, and a completely remodeled spa style bathroom with new tile, flooring, vanities, lighting, and plumbing. Additional enhancements include custom closets in every bedroom, a remodeled laundry room, a finished climate controlled garage, and new carpet throughout the upstairs living areas. Come check out the pub and grab a bite to eat to meet some of the residents!

Cost to own

Mortgage calculator

Home Price

$775,000

Down Payment: 20%

$155,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$3,997

Principal & Interest: $3,997

Property taxes (est.): $1,188

Insurance (est.): $517

Estimated Total Monthly

$5,701

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,997

Property taxesest. at asking price, Clay County$1,188

HOAbilled quarterly$168

Estimated total, before insurance$5,353/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,697/yr · $725/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $700,000 in May 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$656,804	$464,132	—
2024	$646,202	$646,202	▲ $12,565
2023	$630,974	$0	—
2022	$541,409	$0	—
2021	$415,252	$0	—
2020	$387,985	$0	—

2025 property taxes (current owner): $8,697/yr

Estimated taxes if purchased at asking price: ~$14,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,670 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Feb 10, 2026Listed$775,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$775,000

Price / Sq Ft$217

Bedrooms5

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage3,579

Total Structure Area4,289 sq ft

Acres0.37 acres

Year Built2015

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address1949 Elks Path Lane, Green Cove Springs, FL 32043

Area161-Green Cove Springs

SubdivisionMagnolia Point Golf

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size16,117.2 sq ft

Parcel Number05062601523101707

ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Gated, Golf Course, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

SecurityGated with Guard