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Active

Active·196 days on market

697 Arthur Moore Drive

Green Cove Springs, FL 32043

$789,995$248/sqftEst. $4,061/moMLS# 2130199

Beds

Baths

3,188

Sq Ft

1975

Built

Garage

Yes

Pool

About this home

Green Cove Springs

Appraisal reimbursed at Closing when using preferred lender! Beautifully renovated, gated 4-bed, 3.5-bath home on just under an acre in Lake Asbury, offering resort-style living with flexible space for multi-generational living or a potential income-producing lower level with private & interior access. Enjoy sunset views over the water from the expansive upper deck with cooling mist system and ceiling fans. Inside features a separate dining room, dedicated office, and gourmet kitchen with large California granite island, gas cooktop, double oven, secondary sink & spacious laundry/storage room with wash sink. Highlights include wood accents, impressive French front doors, and bead-and-batten wood ceiling. Outside: new six-person hot tub with privacy wall, above-ground pool with surrounding deck, 4 ft front pond with fountain, 2-car garage with workshop and secure office/storage, oversized front porch with new board-and-batten roof, jet ski dock with direct lake access, and a new sh

Cost to own

Mortgage calculator

Home Price

$789,995

Down Payment: 20%

$157,999

Interest Rate: 6.66%

Loan Term

Monthly Payment

$4,061

Principal & Interest: $4,061

Property taxes (est.): $1,211

Insurance (est.): $527

Estimated Total Monthly

$5,799

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$4,061

Property taxesest. at asking price, Clay County$1,211

HOAbilled annually$8

Estimated total, before insurance$5,280/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $685,000 in June 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$502,833	$415,822	—
2024	$499,947	$403,396	—
2023	$508,552	$390,191	—
2022	$441,456	$0	—
2021	$362,734	$244,015	—
2020	$350,343	$239,887	—

Estimated taxes if purchased at asking price: ~$14,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1975)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water · Clay County Utilities

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,505 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Feb 14, 2026Listed$789,995

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$789,995

Price / Sq Ft$248

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,188

Year Built1975

TypeResidential

Sub-TypeSingle Family Residence

StyleA-Frame, Multi Generational

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesAbove Ground

Is WaterfrontYes

School Information

ElementaryLake Asbury

MiddleLake Asbury

HighClay

Community Information

Address697 Arthur Moore Drive, Green Cove Springs, FL 32043

Area163-Lake Asbury Area

SubdivisionLake Asbury

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Parcel Number29-05-25-009734-000-00

Amenities

AmenitiesBoat Dock, Park

UtilitiesCable Available

SewerSeptic Tank

Water SourcePublic

ParkingAdditional Parking, Circular Driveway

ViewLake, Pond

Waterfront TypeLake Front

Interior

Interior FeaturesCeiling Fan(s), Guest Suite, In-Law Floorplan, Primary Bathroom - Tub with Shower, Vaulted Ceiling(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Electric Water Heater, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric, Split System

FlooringLaminate, Vinyl

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup

SecuritySecurity System Owned