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Sold·Closed Mar 31, 2026·21 days on market

3958 Holstein Way

Green Cove Springs, FL 32043

$362,990sold priceListed at $354,990 · 102.3% of asking$190/sqftMLS# 2128667
4
Beds
2
Baths
1,908
Sq Ft
2026
Built
2
Garage
No
Pool
HOA $52/mo5,227 sqft lotSingle Family Residence1 storyNew construction

About this home

Green Cove Springs

Sample Image Welcoming Double Door Entry into the Edison. 4 Bedrooms and 9'ft Ceilings Throughout. Open and inviting Great Room-Dining-Kitchen that offers a chef's kitchen with a roomy solid surface island for gathering around. Loads of storage is available in the walk-in pantry. An amazing owner's suite is located away from the two additional bedrooms with a private on suite bath that offers a soaking tub and step in shower, double sink and separate water closet. Oversized walk-in closet completes your private owner's suite oasis. A corner covered Lanai overlooks your fully landscaped backyard. Photos are representative of a Edison Floorplan**

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,011
Property taxesest. at asking price, Clay County$556
HOAbilled annually$52
Estimated total, before insurance$2,619/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$362,990
$72,598
Loan Term
Monthly Payment
$2,011
Principal & Interest: $2,011
Property taxes (est.): $556
Insurance (est.): $242
Estimated Total Monthly
$2,809
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:27 AM, sunset 7:00 PM.

  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
  • Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Feb 5, 2026Listed$354,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $166/sq ft; this home is listed at $186/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3906 Holstein Way, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$386,000$1724/32,2461020.1
3932 Holstein Way, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$379,990$1665/32,28960.1
3819 Holstein Way, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$349,990$1594/32,1953650.3
3829 Holstein Way, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$369,990$1654/32,2463490.3
3431 Humphrey Street, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$329,990$1443/2.52,2942010.4
3321 Madelina Court, Green Cove Springs, FL 32043Listed by PATHWAY REALTY INCAug 2026$420,000$1755/32,400661.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$354,990
Price / Sq Ft$186
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,908
Total Structure Area2,600 sq ft
Acres0.12 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesNortheast

School Information

ElementaryShadowlawn
MiddleLake Asbury
HighClay

Community Information

Address3958 Holstein Way, Green Cove Springs, FL 32043
Area144-Middleburg-SE
SubdivisionAmberly
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size5,227.2 sq ft
Lot Dimensions50X120
Parcel Number33-05-25-010556-004-38
ZoningResidential

Amenities

AmenitiesNone
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Upper Level
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionCleared
Patio / PorchCovered
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedFebruary 5, 2026
Days on Market21
HOA Fees$626.27 / Annually
HOA FrequencyAnnually
HOA NameFIRST SERVICE RESIDENTIAL
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Sold by: RED PHOENIX REALTY, LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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