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Active

Active·327 days on market

3819 Holstein Way

Green Cove Springs, FL 32043

$364,490$166/sqftEst. $1,940/moMLS# 2105136
4
Beds
3
Baths
2,195
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

Green Cove Springs

The Amherst II Refined Living our latest model, a thoughtfully designed two-story home that combines spacious living with practical elegance. This residence offers:4 bedrooms and 3 full bathrooms,2 floors of well-planned living space,Convenient 2-car garage Owner's suite on the first floor. First Floor Layout:• Expansive great room (15' x 17') ideal for family gatherings and entertainment,• Generous owner's suite (12' x 17') with en-suite bathroom and walk-in closet• Café area (12' x 11') perfect for casual dining,• Two additional bedrooms (both 11' x 11') and a full bathroom,• Covered patio (8' x 6') extending living space outdoors Second Floor:• Large bonus room (17' x 13') offering flexible space for various needs,• Fourth bedroom (12' x 10') with adjacent full bathroom The preserve lot not only nhances your daily living experience but also adds potential long-term value to your property.*Images shown are for illustrative purposes only*

Cost to own

Mortgage calculator

$364,490
$72,898
Loan Term
Monthly Payment
$1,841
Principal & Interest: $1,841
Est. Taxes & Insurance: $460
Estimated Total Monthly
$2,301
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,940
Property taxesest. at asking price, Clay County$559
HOAbilled annually$52
Estimated total, before insurance$2,551/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$20,000$20,000 $5,000

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Aug 22, 2025Listed$364,490

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$364,490
Price / Sq Ft$166
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,195
Total Structure Area2,845 sq ft
Acres0.12 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesNortheast

School Information

ElementaryShadowlawn
MiddleLake Asbury
HighClay

Community Information

Address3819 Holstein Way, Green Cove Springs, FL 32043
Area144-Middleburg-SE
SubdivisionAmberly
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size5,227.2 sq ft
Lot Dimensions50X120
Parcel Number33-05-25-010556-004-84
ZoningResidential

Amenities

AmenitiesNone
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Upper Level
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionCleared
Patio / PorchCovered
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedAugust 22, 2025
Days on Market325
HOA Fees$626.27 / Annually
HOA FrequencyAnnually
HOA NameFIRST SERVICE RESIDENTIAL
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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