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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jun 18, 2026·76 days on market

1782 Oak Grove Drive S

Green Cove Springs, FL 32043

$325,000sold priceListed at $329,900 · 98.5% of asking$231/sqftMLS# 2127842
3
Beds
2
Baths
1,404
Sq Ft
1990
Built
4
Garage
No
Pool
No HOA0.49 acresSingle Family Residence1 story

About this home

Green Cove Springs

This beautifully updated 3-bedroom, 2-bath home features a new roof, new HVAC, fresh interior paint, new LVP flooring, new carpet, and updated light fixtures throughout. The kitchen shines with painted cabinets, new quartz countertops, and a new dishwasher, while refreshed bathrooms add a modern touch. Vaulted ceilings and a rock fireplace create a warm, inviting living space, and a large workshop/garage offers incredible flexibility for storage or hobbies.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,800
Property taxesest. at asking price, Clay County$498
Estimated total, before insurance$2,298/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,782/yr · $148/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$325,000
$65,000
Loan Term
Monthly Payment
$1,800
Principal & Interest: $1,800
Property taxes (est.): $498
Insurance (est.): $217
Estimated Total Monthly
$2,515
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$268,785$82,772—
2024$244,308$79,732—
2023$229,980$75,954—
2022$200,854$72,286—
2021$168,614$68,725—
2020$159,356$67,086—

2025 property taxes (current owner): $1,782/yr

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $228/sq ft; this home is listed at $235/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1791 Oak Grove Drive S, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS ST JOHNSJun 2026$450,000$3063/21,471720.1
1783 Moss Creek Drive, Fleming Island, FL 32003Listed by UNITED REAL ESTATE GALLERYSep 2026$371,500$2204/21,688241.2
1766 Moss Creek Drive, Fleming Island, FL 32003Listed by NON MLS (realMLS)Jul 2026$375,000$2423/21,54801.2
1472 Greenway Place, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$380,000$2283/21,66611.4
1862 Farm Way, Middleburg, FL 32068Listed by FLATFLEE.COM INCJun 2026$185,000$1413/21,311291.4
2770 Monroe Lakes Terrace, Green Cove Springs, FL 32043Listed by ROUND TABLE REALTYSep 2026$307,990$2003/21,5413491.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$329,900
Price / Sq Ft$235
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,404
Acres0.49 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages4
Has PoolNo
Is WaterfrontNo

Community Information

Address1782 Oak Grove Drive S, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionFlorida Farm Land
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size21,344.4 sq ft
Parcel Number46052601024100403

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchPatio
ConstructionOther

Additional Information

Date ListedJanuary 30, 2026
Days on Market76
Tax Amount$1,781.79
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: OFFERPAD BROKERAGE FL LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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