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Sold

Sold·Closed Mar 25, 2026·25 days on market

143 S Lake George Drive

Georgetown, FL 32139

$170,000sold priceListed at $165,000 · 103% of asking$163/sqftMLS# 2126600
2
Beds
2
Baths
1,040
Sq Ft
1999
Built
—
Garage
No
Pool
No HOA10,890 sqft lotWaterfrontSingle Family Residence1 story

About this home

Georgetown

Waterfront living with income potential! Welcome to 143 S Lake George in Georgetown, FL—an exceptional waterfront property on beautiful Lake George and a highly demanded Airbnb rental. This home offers direct access to world-class boating, fishing, and the St. Johns River, making it a favorite destination for visitors year-round. Whether you're looking for a turn-key short-term rental, a weekend getaway, or a full-time lakefront residence, this property delivers. Enjoy peaceful surroundings, stunning sunsets, and the charm of Old Florida living while benefiting from strong rental demand. Georgetown is known for its wide-open waters, world-class fishing, and unbeatable boating access, making it a favorite for outdoor enthusiasts, anglers, and nature. This property also has access to the community boat launch and trailer storage area.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$934
Estimated total, before insurance$934/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,880/yr · $157/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,567 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,880/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $288/sq ft; this home is listed at $159/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
198 Palm Drive, Georgetown, FL 32139Listed by HERRON REAL ESTATE LLCAug 2026$355,000$2963/21,200710.1
177 Palm Drive, Georgetown, FL 32139Listed by BEACH STATE REALTYDec 2025$110,000$1052/1.51,044210.1
113 Driftwood Lane, Georgetown, FL 32139Listed by IHEART REALTY INCSep 2025$555,000$4143/21,3401940.2
103 Hazel Avenue, Georgetown, FL 32139Listed by BLACK DOG REAL ESTATE ADVISORS INCJun 2025$158,750$1393/21,1402700.2
143 Mosswood Street, Georgetown, FL 32139Listed by DEBORAH BERRY REAL ESTATEAug 2026$85,000$982/28684810.5
179 Georgetown Denver Road, Georgetown, FL 32139Listed by IHEART REALTY INCMar 2026$230,000$2881/1.580070.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$165,000
Price / Sq Ft$159
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,040
Acres0.25 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ElementaryMiddleton-Burney, reported on 2 other Georgetown Cove listings
MiddleMiller Intermediate, reported on 2 other Georgetown Cove listings
HighCrescent City, reported on 6 other Georgetown Cove listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address143 S Lake George Drive, Georgetown, FL 32139
Area583-Crescent/Georgetown/Fruitland/Drayton Isl
SubdivisionGeorgetown Cove
CityGeorgetown
CountyPutnam
StateFL
Zip Code32139
Lot Size10,890 sq ft
Parcel Number121326212000000740
ZoningResidential

Amenities

UtilitiesOther
SewerSeptic Tank
Water SourceWell
ParkingRV Access/Parking
ViewCanal
Waterfront TypeCanal Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s)
AppliancesElectric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup

Exterior

Exterior FeaturesBoat Ramp - Private
Patio / PorchRear Porch, Screened
FencingOther
RoofMetal
ConstructionVinyl Siding
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJanuary 23, 2026
Days on Market25
Tax Amount$1,880.38
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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