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Sold·Closed Sep 30, 2025·194 days on market

113 Driftwood Lane

Georgetown, FL 32139

$555,000sold priceListed at $574,900 · 96.5% of asking$414/sqftMLS# 2072376
3
Beds
2
Baths
1,340
Sq Ft
1955
Built
1
Garage
No
Pool
No HOA0.80 acresWaterfrontSingle Family Residence1 story

About this home

Georgetown

Welcome to your dream riverfront retreat! This beautifully updated 3-bedroom, 2-bathroom CCB home boasts 1,340 sq. ft. of inviting living space on a 0.78-acre lot along the stunning St. Johns River. Enjoy breathtaking water views and sunsets from your enclosed screen porch or step outside to your private boat dock, complete with a two screen rooms, 3 boat slips with 2 lifts—perfect for days spent on the water. Inside, warm wood finishes create a cozy yet elegant atmosphere, complementing the modern updates throughout. The property features an above-ground pool, ideal for relaxation, while the spacious fenced backyard is perfect for entertaining. A mini-split air-conditioned 12 x 30 shed provides additional versatility, and the one-car garage offers extra convenience. Seller has done to many upgrades to this home to list here, however, some are; Generac Home Generator, Pella Windows, rewired entire dock, new lift with extended roof, and more. This home is a rare find!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,074
Estimated total, before insurance$3,074/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,453/yr · $371/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$555,000
$111,000
Loan Term
Monthly Payment
$3,074
Principal & Interest: $3,074
Insurance (est.): $370
Estimated Total Monthly
$3,444
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1955)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,533 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,453/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Feb 26, 2025Listed$574,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $148/sq ft; this home is listed at $429/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
177 Palm Drive, Georgetown, FL 32139Listed by BEACH STATE REALTYDec 2025$110,000$1052/1.51,044210.1
198 Palm Drive, Georgetown, FL 32139Listed by HERRON REAL ESTATE LLCAug 2026$355,000$2963/21,200710.2
105 SE 3rd Street, Georgetown, FL 32139Listed by LPT REALTY LLCAug 2026$220,000$1483/21,4902270.5
101 SE 3rd Street, Georgetown, FL 32139Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJan 2026$265,000$1783/21,490620.5
426 Carteret Road, Georgetown, FL 32139Listed by COLDWELL BANKER BEN BATES INCJun 2026$142,500$1203/21,186321.8
104 Lunker Lodge Road, Georgetown, FL 32139Listed by CENTURY 21 TRITON REALTYOct 2026$125,000$1183/21,0562031.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$574,900
Price / Sq Ft$429
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,340
Acres0.80 acres
Year Built1955
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes

Community Information

Address113 Driftwood Lane, Georgetown, FL 32139
Area583-Crescent/Georgetown/Fruitland/Drayton Isl
SubdivisionBlanchards
CityGeorgetown
CountyPutnam
StateFL
Zip Code32139
Lot Size34,848 sq ft
Parcel Number121326065000000065

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage
ViewRiver
Waterfront TypeRiver Front

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesElectric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
Spa FeaturesAbove Ground

Exterior

Exterior FeaturesBoat Lift, Boat Slip, Dock
Patio / PorchCovered, Front Porch, Rear Porch, Screened
FencingBack Yard, Chain Link
RoofMetal
ConstructionBlock, Concrete
Other StructuresBoat House, Shed(s), Workshop
Road SurfaceDirt
Road FrontagePrivate Road

Additional Information

Date ListedFebruary 26, 2025
Days on Market194
Tax Amount$4,452.76
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IHEART REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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