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This home is in Jacksonville.

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Active

Active·204 days on market

4625 Post Street

Jacksonville, FL 32205

$355,000$313/sqftEst. $1,831/moMLS# 2125206

Beds

Baths

1,134

Sq Ft

1927

Built

—

Garage

Pool

About this home

Jacksonville

Run, don't walk! Discover the perfect blend of old-world charm and modern convenience with this beautifully remodeled 2-bedroom, 2-bathroom bungalow in the heart of Murray Hill. Located just a bike ride from the vibrant Shoppes of Murray Hill and with easy access to the highway, this home offers both a prime location and timeless appeal. Step inside to find original architectural details preserved and showcased, harmoniously integrated with contemporary updates. Gorgeous wood flooring throughout! The kitchen and bathrooms feature modern touches while maintaining the home's classic charm, providing a seamless blend of style and functionality. Centerpiece of the home is your cozy family room boasting large windows and a gorgeous fireplace. Expansive sunroom is bathed in natural light and centered around your electric fireplace, perfect for cozy evenings. Step outside onto your spacious back deck, ideal for entertaining guests or enjoying serene moments in your private, large fenced-in

Cost to own

Mortgage calculator

Home Price

$355,000

Down Payment: 20%

$71,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$1,831

Principal & Interest: $1,831

Property taxes (est.): $580

Insurance (est.): $237

Estimated Total Monthly

$2,647

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,831

Property taxesest. at asking price, Duval County$580

Estimated total, before insurance$2,410/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $347,900 in September 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$254,102	$254,102	—
2024	$254,774	$254,774	▲ $24,353
2023	$238,822	$238,822	▲ $57,705
2022	$169,450	$147,874	▲ $12,824
2021	$135,986	$134,431	▲ $4,278
2020	$128,454	$122,210	▲ $5,450

2023 property taxes (current owner): $4,500/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1927)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,230 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History