Active·117 days on market
3771 Arava Drive
Green Cove Springs, FL 32043
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Green Cove Springs
Don't miss this opportunity to own a spacious home in the highly sought-after Lake Asbury community with a low HOA. Step through the elegant leaded-glass front door into a welcoming foyer, where soaring vaulted ceilings create an open, airy feel. The expansive family room serves as the heart of the home, perfect for gatherings and everyday living. The split floor plan features three bedrooms and one bath off the family room, while the private primary suite is tucked away on the opposite side of the home near the kitchen. The kitchen offers abundant cabinetry and counter space, an eat-in area with a bay window, and vaulted ceilings, making it both functional and inviting.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,751 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $332,000 in March 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $283,715 | $283,715 | — |
| 2024 | $279,605 | $279,605 | — |
| 2023 | $279,615 | $279,615 | — |
| 2022 | $246,230 | $74,670 | — |
| 2021 | $196,158 | $71,039 | — |
| 2020 | $177,700 | $69,368 | — |
2025 property taxes (current owner): $4,685/yr
Estimated taxes if purchased at asking price: ~$5,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 3, 2026Price change$322,500−$1,500
- Jul 23, 2026Price change$324,000−$1,000
- Jun 15, 2026Listed$325,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $184/sq ft; this home is listed at $170/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2731 Fabius Court, Green Cove Springs, FL 32043Listed by ANCHOR REALTY FLORIDA | Oct 2026 | $296,900 | $221 | 3/2 | 1,344 | 5 | 0.1 |
| 2244 Gardenmoss Drive, Green Cove Springs, FL 32043Listed by MARK SPAIN REAL ESTATE | Sep 2026 | $307,500 | $171 | 3/2 | 1,797 | 35 | 0.3 |
| 2635 Royal Pointe Drive, Green Cove Springs, FL 32043Listed by EVERYSTATE INC | Sep 2026 | $355,000 | $174 | 4/2 | 2,045 | 83 | 0.4 |
| 3275 Sexton Drive, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS JACKSONVILLE | Sep 2026 | $282,500 | $193 | 3/2 | 1,465 | 56 | 0.5 |
| 3468 Shelley Drive, Green Cove Springs, FL 32043Listed by ROUND TABLE REALTY | Sep 2026 | $270,000 | $184 | 3/2 | 1,469 | 98 | 0.6 |
| 3330 Meadow Ridge Place, Green Cove Springs, FL 32043Listed by ADAMS HOMES REALTY INC | Oct 2026 | $325,000 | $173 | 4/2 | 1,882 | 115 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: SOVEREIGN REAL ESTATE GROUP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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