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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jun 16, 2026·104 days on market

41 Sawdust Lane

Palm Coast, FL 32137

$307,900sold priceListed at $312,900 · 98.4% of asking$207/sqftMLS# 2123746
4
Beds
2
Baths
1,489
Sq Ft
2026
Built
2
Garage
No
Pool
HOA $21/moWaterfrontSingle Family Residence1 storyNew construction

About this home

Palm Coast

READY NOW! Meet the Freeport, a spacious and thoughtfully designed 1,489 sq. ft. one-story home offering 4 bedrooms, 2 bathrooms, and a 2-car garage. This open-concept layout is built for both everyday living and entertaining. The kitchen features a large counter overlooking the gathering room, making it easy to host, help with homework, or stay connected while preparing meals. The seamless flow creates a bright and welcoming main living space everyone will love. The private primary suite is tucked away for added comfort, complete with a walk-in closet and en-suite shower for your own personal retreat. The additional bedrooms are thoughtfully positioned with a convenient Jack-and-Jill bathroom, providing functionality and privacy for family or guests. Need extra flexibility? The fourth bedroom is perfect for a home office, craft room, workout space, or guest suite -- designed to fit your lifestyle. The Freeport combines smart design, comfortable living, and versatile space.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,705
HOAbilled annually$21
Estimated total, before insurance$1,726/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$307,900
$61,580
Loan Term
Monthly Payment
$1,705
Principal & Interest: $1,705
Insurance (est.): $205
Estimated Total Monthly
$1,911
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:26 AM, sunset 6:56 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $198/sq ft; this home is listed at $210/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
54 Sawdust Lane, Palm Coast, FL 32137Listed by D R HORTON REALTY INCAug 2026$327,000$1764/21,8621640
56 Sawdust Lane, Palm Coast, FL 32137Listed by D R HORTON REALTY INCJun 2026$324,990$1903/21,7141260
1 Golden Oak Way, Palm Coast, FL 32137Listed by D R HORTON REALTY INCJun 2026$335,535$1804/21,862180
30 Sawdust Lane, Palm Coast, FL 32137Listed by D R HORTON REALTY INCJul 2026$299,290$2014/21,4891500.1
58 Sawdust Lane, Palm Coast, FL 32137Listed by D R HORTON REALTY INCJul 2026$295,000$1984/21,4891290.1
34 Sawdust Lane, Palm Coast, FL 32137Listed by D R HORTON REALTY INCJun 2026$299,790$2014/21,4891260.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$312,900
Price / Sq Ft$210
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,489
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
New ConstructionYes
Direction FacesSouth

School Information

ElementaryBelle Terre
MiddleIndian Trails

Community Information

Address41 Sawdust Lane, Palm Coast, FL 32137
Area602-Flagler County-NW
SubdivisionSawmill Branch
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Parcel Number2110305416000002900

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAdditional Parking, Attached, Garage
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Home, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedJanuary 6, 2026
Days on Market104
HOA Fees$249 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: D R HORTON REALTY INC

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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