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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a pool home in Jacksonville.

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Active

Active·219 days on market

2512 Tuscan Oaks Lane

Jacksonville, FL 32223

$1,025,000$238/sqftEst. $5,226/moMLS# 2122620
6
Beds
4
Baths
4,315
Sq Ft
2007
Built
3
Garage
Yes
Pool

About this home

Jacksonville

Stunning Mediterranean inspired home in one of Mandarin's most desirable communities near the St. Johns River. With 4,315 square feet of thoughtfully designed living space, this home offers the perfect blend of comfort, functionality, and convenience for today's busy household. Inside, soaring vaulted ceilings, a graceful dual staircase and abundant natural light create a bright, open feel that works just as well for everyday living as it does for entertaining. The chef's kitchen is truly the heart of the home, featuring granite countertops, refaced cabinetry, tile backsplash, a walk-in pantry, and new appliances. It opens easily to the main living areas, making it simple to stay connected while hosting friends or spending time with family. The private, first floor primary suite is a welcome retreat, offering access to the screened pool and patio along with a spa-style bath with dual vanities, a soaking tub, a separate rain-head shower, and separate custom walk in closet.

Cost to own

Mortgage calculator

$1,025,000
$205,000
Loan Term
Monthly Payment
$5,226
Principal & Interest: $5,226
Property taxes (est.): $1,674
Insurance (est.): $683
Estimated Total Monthly
$7,583
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$5,226
Property taxesest. at asking price, Duval County$1,674
HOAbilled monthly$67
Estimated total, before insurance$6,967/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,397/yr · $1,033/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $825,000 in June 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$676,963$676,963
2024$663,844$663,844 $16,980
2023$657,163$657,163 $103,220
2022$533,838$453,638 $50,000
2021$412,399$412,399
2020$403,594$403,594 $28,514

2025 property taxes (current owner): $12,397/yr

Estimated taxes if purchased at asking price: ~$20,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,754 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Dec 26, 2025Listed$1,025,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,025,000
Price / Sq Ft$238
Bedrooms6
Bathrooms4.00
Full Baths4
Square Footage4,315
Acres0.34 acres
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
StyleSpanish
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo
Direction FacesNorthwest

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address2512 Tuscan Oaks Lane, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionTuscan Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size14,810.4 sq ft
Parcel Number1057397710
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Circular Driveway, Garage

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer, Wine Cooler
HeatingElectric
CoolingCentral Air, Electric, Multi Units
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryLower Level
Spa FeaturesIn Ground

Exterior

Exterior FeaturesBalcony, Courtyard, Outdoor Kitchen
Patio / PorchCovered, Patio, Screened
FencingBack Yard, Vinyl
RoofShingle
ConstructionFrame, Stucco

Additional Information

Date ListedDecember 26, 2025
Days on Market203
HOA Fees$67 / Monthly
HOA FrequencyMonthly
HOA NameTuscan Oaks HOA
Tax Amount$12,397.13
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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