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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sweetwater, Interlachen.

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Sold

Sold·Closed Dec 29, 2025·9 days on market·Recent sales in Sweetwater·Sweetwater

114 Durden Road

Interlachen, FL 32148

$115,000sold priceListed at $133,000 · 86.5% of asking$124/sqftMLS# 2121019
3
Beds
2
Baths
924
Sq Ft
1985
Built
—
Garage
No
Pool

15 more homes for sale in Sweetwater →Search Sweetwater on the map

No HOA1.11 acresMobile Home1 story

About this home

Sweetwater

Must-see 3-bedroom, 2-bath home on a fully fenced 1-acre lot with a carport and utility shed. This move-in-ready property is on a paved road just minutes from Palatka and includes a fireplace, is semi-furnished, and has a washer and dryer. Cash only. Motivated seller ready to make a deal. Raised garden bed and chicken pen are already in place—kickstart your homestead adventure with room to grow, plant, and enjoy.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$637
Estimated total, before insurance$637/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$745/yr · $62/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$115,000
$23,000
Loan Term
Monthly Payment
$637
Principal & Interest: $637
Insurance (est.): $77
Estimated Total Monthly
$714
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,506 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $745/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $149/sq ft; this home is listed at $144/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
106 Ridgewood Avenue, Interlachen, FL 32148Listed by MODERN REALTY OF FLORIDAMar 2026$143,000$1552/2920710.5
114 Ash Street, Interlachen, FL 32148Listed by INTERLACHEN REALTY SERVICES, INCDec 2025$105,000$1562/16721470.6
133 Reaves Avenue, Interlachen, FL 32148Listed by IHEART REALTY INCApr 2026$85,000$893/2960570.7
133 Reaves Avenue, Interlachen, FL 32148Listed by TIMBER TO TIDES REALTY LLCJul 2025$55,000$573/296020.7
114 Sawyer Street, Interlachen, FL 32148Listed by FLORIDA HOMES REALTY & MTG LLCFeb 2026$135,000$1173/21,152790.8
112 Sawyer Street, Interlachen, FL 32148Listed by FLORIDA HOMES REALTY & MTG LLCDec 2025$100,000$1492/1672110.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$133,000
Price / Sq Ft$144
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage924
Acres1.11 acres
Year Built1985
TypeResidential
Sub-TypeMobile Home
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address114 Durden Road, Interlachen, FL 32148
Area571-Interlachen-SE
SubdivisionSweetwater
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size48,351.6 sq ft
Parcel Number181025000002410000
ZoningAgricultural

Amenities

UtilitiesCable Available
Water SourcePrivate, Well
ParkingCarport
ViewTrees/Woods

Interior

AppliancesDryer
HeatingNone
CoolingWall/Window Unit(s)
FlooringLaminate
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionAgricultural
Patio / PorchDeck
FencingFenced
RoofMetal
Other StructuresOther
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedDecember 10, 2025
Days on Market9
Tax Amount$745.45
Tax Year2024
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sweetwater

Sweetwater is a neighborhood in Jacksonville, FL (Putnam County), ZIP 32148.

View all Sweetwater homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 29, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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