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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·291 days on market

3105 SE SE 29th Blvd Boulevard

Gainesville, FL 32641

$445,000$120/sqftEst. $2,357/moMLS# 2120012
$9,999 below original list
5
Beds
4
Baths
3,712
Sq Ft
1976
Built
Garage
No
Pool
FEMA Zone XHOA $17/mo2.01 acresSingle Family Residence1 story

About this home

Gainesville

Rare multi-generational home on 2 fully fenced acres! Possible main home with rental income. This exceptionally well-maintained home offers massive space inside and out, perfectly designed for dual living. Central utility room seamlessly connects two distinct living areas, each featuring its own HVAC systems, water heaters (including one tankless), & 4 thermostat zones for maximum comfort and efficiency. • 5 BRs, 4 full BAs, & 3 distinct living areas, two fully equipped cooking and dining zones--ideal for in-laws, guests, or rental potential, loaded with walk-in closets, ceiling fans, and a cozy wood-burning fireplace, owned solar panels for electricity savings, whole-house Generac generator ensures you are never without power, whole-home Reverse Osmosis system purifying the well water, roof only 6 years old. Covered back porch, attached screen room, brick fire pit, covered deck complete with lighting/fan. 3 sheds w/electricity, basketball court, and well house. Ample parking space.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,357
HOAbilled annually$17
Estimated total, before insurance$2,373/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,380/yr · $532/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$445,000
$89,000
Loan Term
Monthly Payment
$2,357
Principal & Interest: $2,357
Insurance (est.): $297
Estimated Total Monthly
$2,653
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,662 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,380/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 2, 2026Price change$445,000$9,999
  • Dec 3, 2025Listed$454,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$445,000
Price / Sq Ft$120
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,712
Acres2.01 acres
Year Built1976
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLake Forest
MiddleAbraham Lincoln
HighEastside

Community Information

Address3105 SE SE 29th Blvd Boulevard, Gainesville, FL 32641
Area702-Gainesville-SE
SubdivisionLive Oak
CityGainesville
CountyAlachua
StateFL
Zip Code32641
Lot Size87,555.6 sq ft
Parcel Number16214005028
ZoningResidential

Amenities

UtilitiesElectricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected, Propane
Water SourceWell
ParkingAdditional Parking, Covered

Interior

Interior FeaturesCeiling Fan(s), His and Hers Closets, In-Law Floorplan, Jack and Jill Bath, Pantry, Primary Bathroom - Tub with Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDryer, Electric Range, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Deck, Rear Porch, Screened
FencingFull
RoofShingle
Other StructuresShed(s)
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedDecember 3, 2025
Days on Market273
HOA Fees$200 / Annually
HOA FrequencyAnnually
Tax Amount$6,380.23
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: GRESHAM REALTY · dorthearealg@att.net

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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