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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·66 days on market

12349 Shady Bridge Trail

Jacksonville, FL 32258

$695,000$206/sqftEst. $3,584/moMLS# 2119940
5
Beds
4
Baths
3,373
Sq Ft
2016
Built
3
Garage
No
Pool

About this home

Jacksonville

Exceptional must-see Riverton Estates home is located in Mandarin. Just minutes from Baptist South, great dining and shopping. Built in 2016, this 3,373 SF home offers 5 beds and 4.5 baths with marble counters and flooring. The grand foyer with Carrara marble and the cast-iron railed staircase sets an elegant tone. Separate dining room with marble flooring. The first floor includes a bedroom and 1 .5 bathrooms. The kitchen has granite counters, marble backslash, a massive 10ft island, and ample storage. Hardwood floors and tall ceilings create a warm, open feel. Brand new tankless water heater just added. Upstairs offers a large primary bedroom and 3 additional bedrooms and 3 bathrooms, a huge loft and conveniently located laundry room. The back patio has a hot tub and wooded forest view. The house is in a cul-de-sac. This stylish, move-in-ready, 3 car garage home offers comfort and elegance. Motivated Seller. Just 25 minutes from the beach. Come see it today

Cost to own

Mortgage calculator

$695,000
$139,000
Loan Term
Monthly Payment
$3,584
Principal & Interest: $3,584
Property taxes (est.): $1,135
Insurance (est.): $463
Estimated Total Monthly
$5,182
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,584
Property taxesest. at asking price, Duval County$1,135
HOAbilled annually$46
Estimated total, before insurance$4,765/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,765/yr · $480/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$492,939$275,673
2024$464,894$265,647
2023$481,285$259,852
2022$463,336$249,371
2021$358,332$239,196
2020$337,743$259,513 $3,000

2025 property taxes (current owner): $5,765/yr

Estimated taxes if purchased at asking price: ~$13,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,596 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 3, 2026Listed$695,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$695,000
Price / Sq Ft$206
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,373
Acres0.15 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address12349 Shady Bridge Trail, Jacksonville, FL 32258
Area014-Mandarin
SubdivisionRiverton Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size6,534 sq ft
Parcel Number1572701160

Amenities

AmenitiesNone
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, On Street
ViewTrees/Woods

Interior

Interior FeaturesButler Pantry, Ceiling Fan(s), Entrance Foyer, Guest Suite, In-Law Floorplan, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Marble, Wood
# of Stories2
LaundryIn Unit
SecurityClosed Circuit Camera(s)
Spa FeaturesHeated, Above Ground, Private

Exterior

Lot DescriptionWooded
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 3, 2026
Days on Market246
HOA Fees$550 / Annually
HOA FrequencyAnnually
Tax Amount$5,765.39
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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