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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Dec 19, 2025·18 days on market·Recent sales in Jacksonville Beach

388 1st Street S

Jacksonville Beach, FL 32250

$435,000sold priceListed at $450,000 · 96.7% of asking$380/sqftMLS# 2117788
2
Beds
2
Baths
1,145
Sq Ft
1998
Built
—
Garage
No
Pool
HOA $530/mo436 sqft lotCondominium1 story

About this home

Jacksonville Beach

Discover premium ocean views, sunrise views, and beachside living in this top-floor 2BR/2BA condo offering 1,145 sq ft, vaulted ceilings, and an open-concept layout designed to capture natural light and Atlantic breezes. Enjoy morning coffee on your private balcony overlooking the ocean or walk to the beach in minutes. Features include a newer AC, reasonable condo fees, two assigned parking spaces, and a private storage unit ideal for bikes, surfboards, and beach chairs. The split floorplan offers privacy, while the kitchen and living area flow toward sweeping coastal views. After a day in the sand, take advantage of the outdoor shower and footwash station. Located in a highly walkable area near oceanfront restaurants, festivals, live music, and the amphitheater, this condo delivers the Florida beach lifestyle, low-maintenance living, and ocean-view value at a fraction of the price. Perfect for buyers searching for coastal condos, walk-to-beach homes, and affordable ocean-views

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,409
Property taxesest. at asking price, Duval County$710
HOAbilled monthly$530
Estimated total, before insurance$3,650/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$435,000
$87,000
Loan Term
Monthly Payment
$2,409
Principal & Interest: $2,409
Property taxes (est.): $710
Insurance (est.): $290
Estimated Total Monthly
$3,410
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,809 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Nov 13, 2025Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $527/sq ft; this home is listed at $393/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
386 1st Street S, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$520,000$4083/21,2752990
275 1st Street S 201, Jacksonville Beach, FL 32250Listed by RE/MAX SPECIALISTS PVAug 2026$845,000$5673/21,4892870.1
411 1st Street S 202, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORPJun 2026$534,000$5392/2990790.1
601 1st Street S 3C, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORPJul 2026$569,000$5272/21,0801100.2
1301 1st Street S 103, Jacksonville Beach, FL 32250Listed by SIGNAL REAL ESTATE INCSep 2026$500,000$4712/21,0621470.6
1301 1st Street 802, Jacksonville Beach, FL 32250Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$450,000$3652/21,2321440.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$450,000
Price / Sq Ft$393
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,145
Acres0.01 acres
Year Built1998
TypeResidential
Sub-TypeCondominium
StyleContemporary
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address388 1st Street S, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionSouth Pablo Beach
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size435.6 sq ft
Parcel Number1763220114
ZoningCondominium

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned
ViewBeach, Ocean

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Range, Microwave, Refrigerator, Washer
HeatingElectric
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony
RoofShingle
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedNovember 13, 2025
Days on Market18
HOA Fees$530 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 19, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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