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Active

Active·132 days on market

2555 Lantana Lane

Green Cove Springs, FL 32043

$425,000$142/sqftEst. $2,192/moMLS# 2117267

Beds

Baths

2,992

Sq Ft

2022

Built

Garage

Pool

About this home

Green Cove Springs

Built in 2022 and truly move in ready, this spacious, light filled home offers the open concept floor plan today's buyers want perfect for both everyday living and entertaining. The kitchen opens directly to the main living area, creating a bright, modern flow rarely found at this price point. A split bedroom layout provides privacy for owners and guests, while the large backyard offers plenty of room for kids, pets, playsets, or future outdoor living. With newer construction, you get modern finishes, energy efficient features, and low maintenance, without waiting months to build. Located in Green Cove Springs near shopping, dining, major highways, and top rated Clay County schools, this home combines space, convenience, and value in one of the area's fastest-growing communities. Homes this size and age don't last long schedule your private showing today.

Cost to own

Mortgage calculator

Home Price

$425,000

Down Payment: 20%

$85,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,192

Principal & Interest: $2,192

Property taxes (est.): $651

Insurance (est.): $283

Estimated Total Monthly

$3,126

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,192

Property taxesest. at asking price, Clay County$651

HOAbilled annually$46

Estimated total, before insurance$2,889/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,726/yr · $561/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $420,900 in September 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$424,522	$373,800	—
2024	$415,544	$415,544	—
2023	$403,370	$403,370	—
2022	$30,000	$30,000	—
2021	$11,000	$11,000	—

2024 property taxes (current owner): $6,726/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,662 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 15, 2026Price change$425,000−$9,900
Mar 29, 2026Listed$434,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$425,000

Price / Sq Ft$142

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage2,992

Total Structure Area3,446 sq ft

Acres0.14 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryLake Asbury

MiddleLake Asbury

HighClay

Community Information

Address2555 Lantana Lane, Green Cove Springs, FL 32043

Area163-Lake Asbury Area

SubdivisionVillage Park

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size6,098.4 sq ft

Lot Dimensions120x50

Parcel Number16-05-25-009339-007-57

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Not Available, Sewer Available, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyAppliances, Construction, HVAC, Insulation, Lighting, Roof, Thermostat, Water Heater, Windows

ParkingAdditional Parking

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump, Hot Water

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Upper Level, Washer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)