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145 FINNIGAN Road, Satsuma, FL 32189

$425,000
MLS# 2113958
4
Bedrooms
3
Bathrooms
1,832
Sq Ft
1975
Year Built

About This Home — 145 FINNIGAN Road

Fishermans paradise! Bring your boat and fishing rods.Experience the best of Florida waterfront living in this beautiful two story home on a deep water lot just minutes from the St Johns River. Featuring four spacious bedrooms, with one non conforming, however has a spacious closet before entering and three full bathrooms, this home offers a perfect blend of modern comfort and coastal charm. Inside you'll find gleaming hardwood floors, a modern kitchen with granite countertops, and sun-filled living spaces that capture serene water views from every angle. HVAC less than 1 year and newer water heater .The professionally encapsulated crawlspace by Alpha Foundations ensures year-round protection and efficiency. Step outside to your private dock equipped with water, electric, and a boat lift-ideal for quick getaways for peace of mind and easy access to nearby waterfront restaurants, this property is truly a fisherman's paradise and a dream retreat for those who love the water

Features

Price$425,000
Price / Sq Ft$232
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage1,832
Acres0.90 acres
Year Built1975
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryBrowning Pearce
HighPalatka

Community Information

Address145 FINNIGAN Road, Satsuma, FL 32189
Area564-East Palatka/San Mateo/N Satsuma/Orange Mills
SubdivisionSt Johns Riverside Ests M
CitySatsuma
CountyPutnam
StateFL
Zip Code32189
Lot Size39,204 sq ft
Parcel Number371127825300200012

Amenities

UtilitiesCable Available, Electricity Connected
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well
ParkingAttached, Garage, Garage Door Opener
Waterfront TypeCreek, Navigable Water, Ocean Access, Seawall

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Primary Bathroom - Tub with Shower, Primary Downstairs, Smart Thermostat, Walk-In Closet(s)
AppliancesDryer, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile, Wood
# of Stories2
LevelsOne and One Half
LaundryIn Garage, Lower Level
SecurityFire Alarm, Smoke Detector(s)

Exterior

Exterior FeaturesBoat Lift, Boat Slip, Dock
Lot DescriptionDead End Street, Wetlands
Patio / PorchDeck, Porch, Rear Porch, Screened
RoofMembrane, Shingle
ConstructionWood Siding
Other StructuresShed(s)

Additional Information

Date ListedOctober 18, 2025
Days on Market226
Tax Amount$7,061.95
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$425,000
$85,000
Loan Term
Monthly Payment
$2,262
Principal & Interest: $2,262
Est. Taxes & Insurance: $566
Estimated Total Monthly
$2,828
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYPAMELIA CAUSEY HELEN GAUSE · gause.realtor@gmail.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida