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Sold·Closed Jan 30, 2026·68 days on market
495 Arthur Moore Drive
Green Cove Springs, FL 32043
About this home
Green Cove Springs
Tucked away on a fully fenced .917-acre lakefront lot, this 3BR/2BA, 1,495 SF home blends rustic charm with modern updates. Cedar siding wraps both the home and detached 2-car garage, which includes laundry and its own hot water heater. Inside, the kitchen shines with antique white cabinets, granite counters, stone backsplash, wine rack, and Whirlpool Gold SS appliances, opening to a family room with wood-look tile, decorative stacked stone fireplace, and dual sliders to the deck. A convenient drop zone sits by the entry. The downstairs primary suite offers a walk-in closet and an upgraded bathroom with a double vanity, and a tiled walk-in shower with bench and dual heads. Upstairs, 2 bedrooms with board & batten wainscoting share a modernized Jack & Jill bath with stylish tiled vanity wall. Entertain on the expansive deck leading to the lake (stairs/wood beyond deck sold AS IS). A rare Lake Asbury retreat with space, character, water views, and A rated Clay County schools!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1983)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~979 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $5,246/yr
Estimated taxes if purchased at asking price: ~$6,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 17, 2025Listed$397,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $204/sq ft; this home is listed at $266/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 540 Arthur Moore Drive, Green Cove Springs, FL 32043Listed by EXPLORE REALTY INC. | Aug 2026 | $415,000 | $237 | 3/2 | 1,754 | 199 | 0.2 |
| 3275 Sexton Drive, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS JACKSONVILLE | Sep 2026 | $282,500 | $193 | 3/2 | 1,465 | 56 | 0.4 |
| 3468 Shelley Drive, Green Cove Springs, FL 32043Listed by ROUND TABLE REALTY | Sep 2026 | $270,000 | $184 | 3/2 | 1,469 | 98 | 0.5 |
| 3224 Ryans Court, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $242,000 | $204 | 3/2 | 1,189 | 8 | 0.8 |
| 3237 Bream Way, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLC | Sep 2026 | $310,000 | $182 | 3/2 | 1,705 | 44 | 0.9 |
| 2731 Fabius Court, Green Cove Springs, FL 32043Listed by ANCHOR REALTY FLORIDA | Oct 2026 | $296,900 | $221 | 3/2 | 1,344 | 5 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jan 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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