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Sold

Sold·Closed Dec 1, 2025·4 days on market

47 Horsetail Avenue

Middleburg, FL 32068

$385,000sold priceListed at $385,000 · 100% of asking$236/sqftMLS# 2112522
3
Beds
2
Baths
1,633
Sq Ft
1992
Built
—
Garage
No
Pool
No HOA1.23 acresSingle Family Residence1 story

About this home

Middleburg

Dreaming of country living without HOA restrictions? This beautifully maintained 3-bedroom, 2-bath home blends peace, privacy, and practicality. Set beneath stately oaks on 1.2 acres, Inside: Goregous laminate floors, knockdown ceilings, and a freshly painted interior throughout. All bedroom carpeting recently replaced. Impressive upgrades include new HVAC, 50-gal water heater, and complete exterior stucco repair with waterproofing. Further improvements, both front and back yard fence, Bahia sod, and concrete—rear patio extension, walkway to shed, refreshed front entry and carport walkway. To include Living Room back door, displaying the back yard. Step outside to a spacious yard, covered Boat/RV storage, and a detached, air-conditioned bonus room—Ideal for a Man Cave, She-Shed, or hobby space. Schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,133
Property taxesest. at asking price, Clay County$590
Estimated total, before insurance$2,723/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,715/yr · $393/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$385,000
$77,000
Loan Term
Monthly Payment
$2,133
Principal & Interest: $2,133
Property taxes (est.): $590
Insurance (est.): $257
Estimated Total Monthly
$2,979
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,715/yr

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 8, 2025Listed$385,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $236/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
128 Sesame Street, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$310,000$1813/21,716360.1
45 Mint Circle, Middleburg, FL 32068Listed by HASSLE-FREE REALTY LLCAug 2026$376,000$2514/21,496160.2
212 N Mimosa Avenue, Middleburg, FL 32068Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$430,000$2253/21,91020.5
156 Horsetail Avenue, Middleburg, FL 32068Listed by REALTY MASTERS, INC.Aug 2026$164,900$1133/21,4641770.5
4395 Cotton Gin Court, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$419,633$2333/21,801510.6
229 Dolphin Circle, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATESep 2026$283,250$1534/21,848120.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$385,000
Price / Sq Ft$236
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,633
Acres1.23 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

Community Information

Address47 Horsetail Avenue, Middleburg, FL 32068
Area141-Middleburg NW
SubdivisionMiddleburg
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size53,578.8 sq ft
Parcel Number09052400595340800

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingCarport, Detached, RV Access/Parking

Interior

Interior FeaturesEat-in Kitchen, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1

Exterior

Patio / PorchPatio

Additional Information

Date ListedOctober 9, 2025
Days on Market4
Tax Amount$4,715.3
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JPAR CITY AND BEACH

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 1, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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