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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold·Closed Jan 14, 2026·89 days on market

3514 Weaver Road

Palatka, FL 32177

$272,000sold priceListed at $270,000 · 100.7% of asking$259/sqftMLS# 2107576
3
Beds
2
Baths
1,050
Sq Ft
2023
Built
—
Garage
No
Pool
No HOA1.23 acresSingle Family Residence1 story

About this home

Palatka

Like New and super cute! this cozy block home is only 2 years old. Beautiful 3 bedroom, 2-bath home sits on a rare and oversized city lot of more than an acre! Enjoy the best of both worlds with modern living plus the privacy and beauty of a natural setting. Step inside to find soaring ceilings, granite countertops, luxury vinyl flooring, and stylish modern fixtures that create a fresh, welcoming atmosphere. The open-concept layout is perfect for everyday living or entertaining guests. Surrounded by trees and greenery, this home offers privacy galore, yet keeps you conveniently close to shopping, dining, and city amenities. Properties like this are hard to find, don't miss your opportunity to own it today.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,507
Estimated total, before insurance$1,507/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,463/yr · $205/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$272,000
$54,400
Loan Term
Monthly Payment
$1,507
Principal & Interest: $1,507
Insurance (est.): $181
Estimated Total Monthly
$1,688
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,286 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,463/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 6, 2025Listed$270,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $257/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3308 Ross Circle, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INCJun 2026$198,000$2063/29602350.2
3201 Weaver Road, Palatka, FL 32177Listed by MARK SPAIN REAL ESTATEAug 2026$136,500$1372/1997150.3
111 Elm Avenue, Palatka, FL 32177Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$153,000$1204/11,270680.5
102 Fernwood Street, Palatka, FL 32177Listed by IHEART REALTY INCSep 2025$183,000$1873/2981240.8
113 W Oak Hill Drive, Palatka, FL 32177Listed by RE/MAX SPECIALISTSApr 2026$165,000$1942/18491870.9
114 E Hicks Street, Palatka, FL 32177Listed by IHEART REALTY INCSep 2026$65,000$832/1783101

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$270,000
Price / Sq Ft$257
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,050
Acres1.23 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address3514 Weaver Road, Palatka, FL 32177
Area561-Greater Palatka
SubdivisionMetes & Bounds
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size53,578.8 sq ft
Parcel Number021026000007200020
ZoningResidential

Amenities

UtilitiesElectricity Connected, Natural Gas Available, Natural Gas Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Off Street
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesGas Range, Gas Water Heater, Instant Hot Water, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Heat Pump
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories1
LevelsOne

Exterior

Lot DescriptionCleared
Patio / PorchFront Porch, Porch
RoofShingle
ConstructionBlock, Concrete, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 6, 2025
Days on Market89
Tax Amount$2,462.85
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IHEART REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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