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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Oct 23, 2025·2 days on market

2208 NE 16th Terrace

Gainesville, FL 32609

$235,000sold priceListed at $239,900 · 98% of asking$205/sqftMLS# 2106163
3
Beds
2
Baths
1,144
Sq Ft
1961
Built
—
Garage
No
Pool
No HOA10,019 sqft lotSingle Family Residence1 story

About this home

Gainesville

Beautifully Renovated 3BR/2BA home offering 1,144 square feet of thoughtfully designed living space. Whether you're a first-time buyer, savvy investor, or simply looking for turnkey style and comfort, this property delivers value, beauty, and location. Step inside to discover luxury vinyl plank flooring throughout, with the home's original terrazzo floors preserved underneath for future flexibility. The open floor plan invites easy living, featuring a modern kitchen with brand-new cabinets, stylish butcher block countertops, new stainless steel appliances, and tile-finished bathrooms for a polished look. Enjoy peace of mind with recent upgrades, while the large fenced backyard provides room for entertaining, gardening, or future additions. Located minutes from downtown Gainesville, schools, parks, and shopping.Whether you're building your rental portfolio or planting roots, this home is the total package. Schedule your private showing today.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,302
Estimated total, before insurance$1,302/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,401/yr · $283/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$235,000
$47,000
Loan Term
Monthly Payment
$1,302
Principal & Interest: $1,302
Insurance (est.): $157
Estimated Total Monthly
$1,458
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1961)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,600 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,401/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $120/sq ft; this home is listed at $210/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2532 NE 13th Avenue, Gainesville, FL 32641Listed by REALHOME SERVICES AND SOLUTIONS INCFeb 2026$103,425$834/1.51,248691
716 NE 10th Avenue, Gainesville, FL 32601Listed by MILLER REAL ESTATE, INCMay 2026$355,000$2934/21,21011.1
1215 NW 6th Place, Gainesville, FL 32601Listed by JULIE MORROW PREMIER REALTY INCMar 2026$144,500$1203/11,20012.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$239,900
Price / Sq Ft$210
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,144
Acres0.23 acres
Year Built1961
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMetcalfe
MiddleHoward Bishop
HighEastside

Community Information

Address2208 NE 16th Terrace, Gainesville, FL 32609
Area701-Gainesville-NE
SubdivisionHighland Court
CityGainesville
CountyAlachua
StateFL
Zip Code32609
Lot Size10,018.8 sq ft
Parcel Number10625033000

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCarport

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, His and Hers Closets, Open Floorplan, Primary Bathroom -Tub with Separate Shower
AppliancesElectric Oven, Gas Water Heater, Microwave, Refrigerator
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringTerrazzo, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

RoofShingle
ConstructionBlock

Additional Information

Date ListedAugust 28, 2025
Days on Market2
Tax Amount$3,401
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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