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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·91 days on market

2614 SW 14th Drive 2614

Gainesville, FL 32608

$265,000$176/sqftEst. $1,468/moMLS# 2155568
↓ $10,000 below original list
2
Beds
2
Baths
1,504
Sq Ft
1972
Built
1
Garage
No
Pool
FEMA Zone XHOA $835/moWaterfrontCondominium1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Gainesville

Why rent when you can own? Beautifully renovated lakefront condo on Bevins Arm Lake, just minutes from the University of Florida, UF Health, and North Florida Regional Medical Center. This move-in-ready 2-bedroom, 2-bath residence features a desirable split-bedroom floor plan, offering privacy and comfort--ideal for roommates, students, healthcare professionals, or guests. The home has been thoughtfully updated with new appliances and includes a washer and dryer for added convenience. A shared garage space provides covered parking and extra storage. Enjoy the peaceful waterfront setting in a prime location close to shopping, dining, entertainment, and major medical facilities. Whether you're looking for a primary residence, a second home, or an investment property, this exceptional condo is ready for its next owner.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,468
HOAbilled monthly$835
Estimated total, before insurance$2,303/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,217/yr · $268/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$265,000
$53,000
Loan Term
Monthly Payment
$1,468
Principal & Interest: $1,468
Insurance (est.): $177
Estimated Total Monthly
$1,645
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1972)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,633 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:31 AM, sunset 6:59 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,217/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 24, 2026Price change$265,000−$10,000
  • Jul 15, 2026Listed$275,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$265,000
Price / Sq Ft$176
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,504
Year Built1972
TypeResidential
Sub-TypeCondominium
StyleMid-Century Modern
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes
Direction FacesWest

Community Information

Address2614 SW 14th Drive 2614, Gainesville, FL 32608
Area704-Gainesville-South Main St/SW 34 St
SubdivisionBevins Lake Estates North
CityGainesville
CountyAlachua
StateFL
Zip Code32608
Parcel Number07332002002
ZoningCondominium

Amenities

AmenitiesPool, Clubhouse, Trash, Water
UtilitiesElectricity Connected, Water Connected
Water SourcePublic
ParkingDetached, Garage, Parking Lot
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesDock
RoofShingle
ConstructionBlock, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 16, 2026
Days on Market72
HOA Fees$835 / Monthly
HOA FrequencyMonthly
HOA NameBevins Lake Estates North HOA
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Sewer, Trash, Water
Tax Amount$3,217.13
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE AGENCY AT PONTE VEDRA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines