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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·135 days on market

3615 Weaver Road

Palatka, FL 32177

$279,900$187/sqftEst. $1,437/moMLS# 2105558
3
Beds
2
Baths
1,500
Sq Ft
2022
Built
Garage
No
Pool

About this home

Palatka

Welcome to your dream home! This beautiful 3-bedroom, 2-bathroom home, built in 2022, offers a perfect blend of modern style and comfortable living. Step inside to discover an inviting and open-concept living space. The heart of the home is the stunning kitchen, which features classic white shaker cabinets, elegant granite countertops, and sleek stainless steel appliances. The home's design is both functional and stylish. The master suite is a true retreat, boasting a huge walk-in closet and a spa-like en-suite bathroom with a beautiful tile walk-in shower. The exterior boasts a durable metal roof and low-maintenance Hardi siding, ensuring longevity and peace of mind. A circular driveway provides easy access and ample parking. Relax and enjoy the outdoors on the charming covered front porch or the expansive covered back porch, ideal for entertaining or quiet evenings. The property also includes a detached shed for all your storage needs.

Cost to own

Mortgage calculator

$279,900
$55,980
Loan Term
Monthly Payment
$1,437
Principal & Interest: $1,437
Insurance (est.): $187
Estimated Total Monthly
$1,624
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,437
Estimated total, before insurance$1,437/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,154/yr · $346/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,154/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,631 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Apr 8, 2026Listed$279,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$279,900
Price / Sq Ft$187
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,500
Total Structure Area1,770 sq ft
Acres0.31 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address3615 Weaver Road, Palatka, FL 32177
Area561-Greater Palatka
SubdivisionMetes & Bounds
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size13,503.6 sq ft
Parcel Number021026000008000030

Amenities

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected
SewerSeptic Tank
Water SourceWell
ParkingCircular Driveway

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Gas Water Heater, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LaundryIn Unit

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
RoofMetal
Road SurfaceAsphalt

Additional Information

Date ListedApril 9, 2026
Days on Market303
Tax Amount$4,154.37
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TIMBER TO TIDES REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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