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Sold

Sold·Closed Jul 21, 2026·295 days on market

116 Iowa Street

Crescent City, FL 32112

$73,500sold priceListed at $85,000 · 86.5% of asking$64/sqftMLS# 2105105
2
Beds
2
Baths
1,152
Sq Ft
1986
Built
—
Garage
No
Pool
FEMA Zone XNo HOA6,970 sqft lotManufactured Home1 story

About this home

Crescent City

MULTIPLE OFFERS RECEIVED. Highest & best offers and/or escalation addendum to be submitted by new deadline July 2, 2026. RECENT ROOF DAMAGE NOT REFLECTED IN LISTING PHOTOS. All cash and hard money offers will be considered AFTER the offer deadline of June 30, 2026. No sight unseen offers will be considered. If multiple offers are submitted, disclosure will be available in MLS docs. Adorable vintage Cantway doublewide manufactured home provides split bedroom plan with two bedrooms and two adjoining full baths, fully fenced front and back yards on a double lot, two sheds for storage, double carport and new refrigerator/water heater/washer/dryer. River Park Trailer Court features no lot rent, convenient St. John's River access in River Park West, affordable golf course and golf cart friendly community, and covered boat slips for monthly and annual rental. No rental restrictions could spell an AirBnB or short term rental income, with water and golf course access as a selling point

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$407
Estimated total, before insurance$407/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$73,500
$14,700
Loan Term
Monthly Payment
$407
Principal & Interest: $407
Insurance (est.): $49
Estimated Total Monthly
$456
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,720 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 7:01 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $309/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 22, 2026Closed$85,000
  • Jun 15, 2026Listed$85,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $208/sq ft; this home is listed at $74/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
118 Ludwig Avenue, Crescent City, FL 32112Listed by RIVER LIFE REALTY LLCJun 2026$245,000$2082/21,180700.3
200 Bass Drive, Crescent City, FL 32112Listed by RIVER LIFE REALTY LLCJun 2026$345,900$2752/21,257450.4
107 Golf Course Lane, Crescent City, FL 32112Listed by NON MLS (realMLS)May 2026$170,000$1173/21,45600.5
104 Lunker Lodge Road, Georgetown, FL 32139Listed by CENTURY 21 TRITON REALTYOct 2026$125,000$1183/21,0562031.8
374 Beecher Springs Road, Welaka, FL 32193Listed by CW REALTYAug 2026$280,000$2243/21,248952
143 Mosswood Street, Georgetown, FL 32139Listed by DEBORAH BERRY REAL ESTATEAug 2026$85,000$982/28684812.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$85,000
Price / Sq Ft$74
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,152
Total Structure Area1,440 sq ft
Acres0.16 acres
Year Built1986
TypeResidential
Sub-TypeManufactured Home
Property ConditionFixer
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

MiddleCrescent City
HighCrescent City

Community Information

Address116 Iowa Street, Crescent City, FL 32112
Area583-Crescent/Georgetown/Fruitland/Drayton Isl
SubdivisionRiver Park Trailer
CityCrescent City
CountyPutnam
StateFL
Zip Code32112
Lot Size6,969.6 sq ft
Lot Dimensions70X100
Parcel Number261226781200003630
ZoningResidential

Amenities

Community FeaturesFishing
UtilitiesElectricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached Carport, Covered, On Street

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dryer, Electric Range, Electric Water Heater, Freezer, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCleared
Patio / PorchFront Porch, Rear Porch
FencingFenced, Chain Link
RoofMetal
Other StructuresShed(s)
Road SurfaceDirt
Road FrontageCity Street

Additional Information

Date ListedJune 16, 2026
Days on Market295
Tax Amount$309.22
Tax Year2024
Listing TermsCash, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 LIGHTHOUSE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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