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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Active·Listed today

110 Peninsular Drive

Crescent City, FL 32112

$89,900$104/sqftEst. $476/moMLS# 2165679
2
Beds
1
Baths
864
Sq Ft
1974
Built
Garage
No
Pool
No HOA12,197 sqft lotMobile Home1 story

About this home

Crescent City

Newly updated 2-bedroom, 1-bath mobile home situated on a desirable corner lot and ready for its new owners! Recent improvements provide added comfort and peace of mind, including new subflooring and flooring, updated walls, a new electrical panel and wiring, and a recently replaced HVAC system. An added bonus is the Florida/bonus room featuring vinyl-screened windows, creating a great space to relax and enjoy during both the warmer and cooler months. Whether you're searching for a full-time residence, weekend retreat, or investment opportunity, this property offers plenty of versatility and value. Priced to move and ready for you to make it your own! Schedule your showing today and come see all this home has to offer.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$476
Estimated total, before insurance$476/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,141/yr · $95/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$89,900
$17,980
Loan Term
Monthly Payment
$476
Principal & Interest: $476
Insurance (est.): $60
Estimated Total Monthly
$536
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,690 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,141/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 20, 2026Listed$89,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$89,900
Price / Sq Ft$104
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage864
Acres0.28 acres
Year Built1974
TypeResidential
Sub-TypeMobile Home
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address110 Peninsular Drive, Crescent City, FL 32112
Area583-Crescent/Georgetown/Fruitland/Drayton Isl
SubdivisionMetes & Bounds
CityCrescent City
CountyPutnam
StateFL
Zip Code32112
Lot Size12,196.8 sq ft
Parcel Number261226641000000210

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached Carport

Interior

AppliancesElectric Oven, Electric Range, Electric Water Heater
HeatingHeat Pump
CoolingCentral Air, Wall/Window Unit(s)
FlooringVinyl
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCorner Lot
Patio / PorchScreened
RoofMetal
Road SurfaceDirt

Additional Information

Date ListedSeptember 20, 2026
Days on Market0
Tax Amount$1,140.94
Tax Year2025
Listing TermsCash, Owner May Carry, Private Financing Available
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RIVER LIFE REALTY LLC · grimesmichelle80@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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