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Sold

Sold·Closed Nov 6, 2025·41 days on market

3644 NW 25th Terrace

Gainesville, FL 32605

$277,000sold priceListed at $280,000 · 98.9% of asking$203/sqftMLS# 2105065
3
Beds
2
Baths
1,365
Sq Ft
1999
Built
1
Garage
No
Pool
HOA $58/mo5,227 sqft lotSingle Family Residence1 story

About this home

Gainesville

Welcome to your new home in the sought-after Palm Grove community! This charming brick-front beauty offers 3 bedrooms, 2 bathrooms, and 1,365 square feet of freshly updated living space. Step inside and you'll love the brand-new vinyl plank flooring that flows throughout, paired with a fresh coat of paint that makes the whole home feel bright and inviting. The open layout gives you plenty of space to relax, entertain, and make memories. A spacious attached garage gives you plenty of storage. In the backyard, a new privacy fence creates the perfect backdrop for barbecues, playtime, or just unwinding with your favorite drink. With its modern updates and cozy feel, this home is truly move-in ready—you just need to bring your furniture and your personal touch. Palm Grove living means you're close to shopping, dining, local hot spots and colleges.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,534
HOAbilled semi-annually$58
Estimated total, before insurance$1,593/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$277,000
$55,400
Loan Term
Monthly Payment
$1,534
Principal & Interest: $1,534
Insurance (est.): $185
Estimated Total Monthly
$1,719
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,750 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:33 AM, sunset 6:56 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $4,661/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $162/sq ft; this home is listed at $205/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2264 NW 36th Avenue, Gainesville, FL 32605Listed by ROYAL HIGHLANDER REAL ESTATE CONSULTANTS, LLC.Jan 2026$131,000$943/21,38870.3
5620 NW 25th Street, Gainesville, FL 32653Listed by CENTURY 21 LIGHTHOUSE REALTYJul 2025$260,000$1623/21,601381.4
3726 NW 53rd Road, Gainesville, FL 32653Listed by IHEART REALTY INCMay 2026$205,000$1732/21,1852151.7
1215 NW 6th Place, Gainesville, FL 32601Listed by JULIE MORROW PREMIER REALTY INCMar 2026$144,500$1203/11,20012.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$280,000
Price / Sq Ft$205
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,365
Total Structure Area1,615 sq ft
Acres0.12 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesEast

Community Information

Address3644 NW 25th Terrace, Gainesville, FL 32605
Area703-Gainesville-North Main St/NW 34 St
SubdivisionPalm Grove
CityGainesville
CountyAlachua
StateFL
Zip Code32605
Lot Size5,227.2 sq ft
Parcel Number06091010011

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories1
LaundryIn Garage

Exterior

FencingBack Yard, Privacy
RoofShingle
ConstructionBrick, Vinyl Siding
Road FrontageCity Street

Additional Information

Date ListedAugust 21, 2025
Days on Market41
HOA Fees$350 / Semi-Annually
HOA FrequencySemi-Annually
Tax Amount$4,661.32
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CW REALTY

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 6, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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